538 Elliot Loop, #544, Union, MO 63084 Property Records

Franklin County property record for 538 Elliot Loop, #544, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,948 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-0-036-226.000`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-0-036-226.000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Split Foyer
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	538 ELLIOT LOOP # 544, 544
City	UNION
State	MO
Zip	63084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:46 STONE RIDGE ESTATES PLAT 4
Legal Range	01W
Legal Township	43
Legal Section	22
Legal Subdivision	STONE RIDGE ESTATES
Legal Lot Number	46
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1025
Census Tract	800603

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1052, UNION, MO 63084-9052
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Grant Deed, Mortgage · Line of Credit REGIONS BK
Apr 24, 2017	Trustee's Deed, Construction Loan · Line of Credit UNITED BK/UNION
Apr 18, 2017	Grant Deed, Mortgage · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2015
Deed Sale	Jan 13, 2015
Deed Document Number	1500489
Record Updated	Jun 8, 2026

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 10, 2019
Property Address	538 ELLIOT LOOP # 544, 544, UNION, MO 63084-1120
Instrument Date	Sep 10, 2019
Instrument	11974
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 INDEPENDENCE DR UNION MO 630841449, UNION, MO 63084-1449

Mortgage

Document Number	0000011974
Date	Sep 10, 2019
Instrument	11974

Lender

Name	REGIONS BK
Type	Bank
Address	1180 W PEACHTREE ST NW # 1400, ATLANTA, GA 30309-3482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 24, 2017
Property Address	538 ELLIOT LOOP # 544, 544, UNION, MO 63084-1120
Instrument Date	Apr 18, 2017
Instrument	5869
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1052 UNION MO 630849052, UNION, MO 63084-9052

Mortgage

Document Number	0000005869
Date	Apr 24, 2017
Instrument	5869

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 23, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 18, 2017
Property Address	538 ELLIOT LOOP # 544, 544, UNION, MO 63084-1120
Instrument Date	Apr 18, 2017
Instrument	5622
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1052 UNION MO 630849052, UNION, MO 63084-9052

Mortgage

Document Number	0000005622
Date	Apr 18, 2017
Instrument	5622

Lender

Name	UNITED BK/UNION
Type	Bank
Address	15 E MAIN ST, UNION, MO 63084-1615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (+19.99%)	$45,921 (+21.04%)	$241,690 (+21.04%) Land $25,000 Building $216,690
2023	$2,281.00 (-8.1%)	$37,939	$199,680 Land $25,000 Building $174,680
2022	$2,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Also Mapped Here	FRANKLIN COUNTY PWSD 1
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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