538 Echo Chalet Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 538 Echo Chalet Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 2004
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jun 2021)
Tax Bill	$1,815 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R836824`

Property Details

APN / Parcel Number

Primary APN	`R836824`
Alternative APNs	`07-3836-08-2-09-03-0000` `0000015394`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000015394
Street Address	538 ECHO CHALET DR
City	BIGFORK
State	MT
Zip	59911-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S08, T27 N, R19 W, ACRES 5.05, COS 20679-A, TR 4-7 IN L1, 4, & 5
Legal Range	19W
Legal Township	27N
Legal Section	08
Legal Subdivision	CERTIFICATE OF SURVEY NO 20679
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2015
Census Tract	1305

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 ECHO CHALET DR, BIGFORK, MT 59911-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Transfer on Death Deed, Transfer
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Sep 29, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202121993
Last Transfer Date	Jan 16, 2024
Transfer Doc	0000001051
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 17, 2024
Property Address	538 ECHO CHALET DR, BIGFORK, MT 59911-6140
Document Number	202400001051
Instrument Date	Jan 16, 2024
Instrument	202400001051
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 ECHO CHALET DR, BIGFORK, MT 59911-6140

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 29, 2021
Property Address	538 ECHO CHALET DR, BIGFORK, MT 59911-6140
Document Number	202100021993
Instrument Date	Jun 29, 2021
Instrument	202100021993
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 ECHO CHALET DR, BIGFORK, MT 59911-6140

Mortgage

Document Number	202100021994
Date	Jun 29, 2021
Instrument	202100021994

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 29, 2020
Property Address	538 ECHO CHALET DR, BIGFORK, MT 59911-6140
Document Number	202000032224
Instrument Date	Sep 18, 2020
Instrument	202000032224
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21882 YANKEE VALLEY RD, HIDDEN VALLEY LAKE, CA 95467-8900

Mortgage

Document Number	202000032225
Date	Sep 29, 2020
Instrument	202000032225

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,815.00 (-47.33%)	$626,500 (+13.25%)
2025			$626,500 (+13.25%) Land $317,600 Building $308,900
2023	$3,446.00	$553,200	$553,200 Land $178,900 Building $374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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