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538 E Monterey Rd, Palatine, IL 60074 Property Records

Cook County property record for 538 E Monterey Rd, Palatine, IL 60074

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,264 sqft · built 1964
Lot Size0.254 acres (11,042 sqft)
OwnerIndividual Name on File
Last Sale$482,500 (Sep 2022)
Tax Bill$10,361 (2023)
Deeds & MortgagesSep 2022 Sale
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-11-404-014

Property Details

APN / Parcel Number

Primary APN02-11-404-014
Alternative APN
  • 02-11-404-014-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,264 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1965
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,042 sqft (0.254 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address538 E MONTEREY RD
CityPALATINE
StateIL
Zip60074-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(RESEDA) SUB IN SE SEC 11-42-10
Legal Range10E
Legal Township42N
Legal Section11
Legal SubdivisionRESEDA SUB
Legal Lot Number68
JurisdictionCOOK IL
Township / Civil DivisionPALATINE
Census Block Group2
Census Block2005
Census Tract803605

Owner

538 E Monterey Rd is owned and occupied by an individual who bought it in September 2022.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address538 E MONTEREY RD, PALATINE, IL 60074-3724
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Feb 18, 2022Warranty Deed, Transfer
BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on File
Deed SaleSep 20, 2022 · Amount on File
Prior SaleFeb 18, 2022 · Amount on File
Deed Document Number202246174
Prior Transfer DateJul 30, 1998
Prior Transfer Doc0000000823
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 20, 2022
Property Address538 E MONTEREY RD, PALATINE, IL 60074-3724
Document Number0026346174
Instrument DateSep 16, 2022
Instrument2226346174
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$482.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 E MONTEREY RD, PALATINE, IL 60074-3724

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 18, 2022
Property Address538 E MONTEREY RD, PALATINE, IL 60074-3724
Document Number0004933051
Instrument DateJan 14, 2022
Instrument2204933051
Transaction TypeTransfer
Record UpdatedMar 29, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount on Record
Tax$335.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 PROWDENCE, PALATINE, IL 60074

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalatine Township
MunicipalityPalatine Village
Elementary School DistrictPalatine Community Consolidated School District 15 (PK - 08)
Secondary School DistrictTownship High School District 211 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,000 Land $10,490 Building $40,510$510,000 Land $104,900 Building $405,100
2023$10,361.00 (+3.37%)
2022$10,023.00$34,999 Land $8,833 Building $26,166$349,990 Land $88,330 Building $261,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 E Monterey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1986–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 E Monterey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALATINE
serves 70,875 people · EPA ID IL0312340
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionFeb 2026
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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