Spokane County property record for 538 E Joseph Ave, Spokane, WA 99208 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2020 |
| Square Footage | 671 sqft Living Area |
| Lot Size | 5,040 sqft (0.116 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,999 (2024) |
| Tax Bill | $2,427.00 (2026) |
| Primary APN | 36322.2104 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 671 sqft Living Area |
| 1st Floor | 671 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch Style |
| Exterior Material | Shingles Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,040 sqft (0.116 acres) |
| Depth X Width | 90 ft x 56 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 57 sqft Patio |
| Canopy Area | 57 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 538 E JOSEPH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-1221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GUTHRIES 2ND L4 B3 |
| Legal Range | 43E |
| Legal Township | 26N |
| Legal Section | 32 |
| Legal Subdivision | GUTHRIES 2ND |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 400 |
Source: Spokane County records · APN 36322.2104
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK |
| Mar 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NUMERICA CU |
| Dec 18, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Oct 24, 2019 | Deed of Trust, Mortgage · Line of Credit EVERGREEN DIRECT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Prior Sale | Jul 16, 2020 · Amount on Record |
| Deed Doc Number | 20247336100 |
| Prior Transfer Date | Aug 16, 2019 |
| Prior Transfer Doc | 0006837115 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Document Number | 0007473177 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 7473177 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 01, 2024 |
| Property Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Document Number | 0007336100 |
| Map Reference | VOL 1 PG 35 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 7336100 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,004.99 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Document Number | 0007336101 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 7336101 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 16, 2020 |
| Property Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Document Number | 0006943247 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 6943247 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 E JOSEPH AVE SPOKANE WA 992081221, SPOKANE, WA 99208-1221 |
| Document Number | 6943248 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 6943248 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE VALLEY, WA 99216 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 18, 2019 |
| Property Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Document Number | 0006875095 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 6875095 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,429.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 538 E JOSEPH AVE, SPOKANE, WA 99208-1221 |
| Document Number | 0006857641 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 538 E JOSEPH AVE SPOKANE WA 992081221, SPOKANE, WA 99208-1221 |
| Document Number | 0006857641 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 6857641 |
| Name | EVERGREEN DIRECT CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,427.00 (+3.5%) | $242,300 (+1.76%) Land $80,000 Building $162,300 | $242,300 (+1.76%) Land $80,000 Building $162,300 |
| 2025 | $2,345.00 (+0.51%) | ||
| 2024 | $238,100 (+28.43%) Land $55,000 Building $183,100 | $238,100 (+28.43%) Land $55,000 Building $183,100 | |
| 2023 | $2,333.00 (+7.36%) | $185,400 Land $45,000 Building $140,400 | $185,400 Land $45,000 Building $140,400 |
| 2022 | $2,173.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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