538 E Genesee St, Lapeer, MI 48446 Property Records

Lapeer County property record for 538 E Genesee St, Lapeer, MI 48446

Property Summary

Property TypeWholesale Outlet, Discount Store (Franchise)
Details9,100 sqft · built 2009
Lot Size0.792 acres (34,500 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Apr 2004)
Tax Bill$11,222 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNL21-36-502-040-00

Property Details

APN / Parcel Number

Primary APNL21-36-502-040-00

Interior

Stories1 Story
Building Area9,100 sqft Total Area
FlooringCarpet

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area34,500 sqft (0.792 acres)
Lot Dimensions230 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address538 E GENESEE ST
CityLAPEER
StateMI
Zip48446
Property CategoryCommercial
Property TypeCommercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Local Zoning CodeB2 GEN
Legal DescriptionCITY OF LAPEER ROODS PAVED-WAY PLAT (L=1 P=76 SEC 4, T7N-R10E) LOT 2
Legal Range10E
Legal Township07N
Legal Section04
Legal SubdivisionROODS PAVED-WAY
Legal Lot Number2
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1000
Census Tract337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address629 W COULTER RD, LAPEER, MI 48446-8666
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2004 · Amount on Record
Deed SaleApr 6, 2004 · Amount on Record
Prior SaleJun 19, 2001 · Amount on Record
Deed Document Number20041
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address538 E GENESEE ST, LAPEER, MI 48446
Document Number0030250972
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address629 W COULTER RD LAPEER MI 484468666, LAPEER, MI 48446-8666

Mortgage

Document Number0030250972
DateJun 3, 2019
Book Page003025/000972
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,300 (+3.4%)$522,600 (+3.4%)
2025$11,222.00 (+9.37%)$252,700 (+16.61%)$505,400 (+16.61%)
2023$216,700$433,400
2022$10,261.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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