538 E Ewing Ave, South Bend, IN 46613 Property Records

St. Joseph County property record for 538 E Ewing Ave, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,880 sqft · built 1924
Lot Size	0.124 acres (5,418 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,071 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-24-201-010.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-24-201-010.000-026`
Alternative APN	`01871394941`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	1,920 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,418 sqft (0.124 acres)
Lot Dimensions	126 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01871394941
Street Address	538 E EWING AVE
City	SOUTH BEND
State	IN
Zip	46613-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 STUDEBAKER PLACE 1ST
Legal Lot Number	18
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1005
Census Tract	3300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 E EWING AVE, SOUTH BEND, IN 46613-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2002
Deed Sale	Jul 3, 2002
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	538 E EWING AVE, SOUTH BEND, IN 46613-2716
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002219485
Date	Jul 5, 2022
Instrument	2219485

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2052

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	538 E EWING AVE, SOUTH BEND, IN 46613-2716
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002219484
Date	Jul 5, 2022
Instrument	2219484

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,100 (+12.02%) Land $4,200 Building $186,900	$191,100 (+12.02%) Land $4,200 Building $186,900
2024	$2,071.00 (+1.97%)
2023	$2,031.00 (+22.57%)	$170,600 (+20.31%) Land $4,200 Building $166,400	$170,600 (+20.31%) Land $4,200 Building $166,400
2022	$1,657.00 Homeowner's exemption	$141,800 Land $4,200 Building $137,600	$141,800 Land $4,200 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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