Payne County property record for 538 E Chicago Ave, Yale, OK 74085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1918 |
| Lot Size | 0.322 acres (14,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Nov 2021) |
| Tax Bill | $280 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N06E-20-4-YG693-001-0003 |
| Primary APN | 19N06E-20-4-YG693-001-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,005 sqft (0.322 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 25104 |
|---|---|
| Street Address | 538 E CHICAGO AVE |
| City | YALE |
| State | OK |
| Zip | 74085-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN'S ADD 2ND BLK 1 LOTS 3-6 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | GREEN'S ADD 2ND |
| Legal Block | 1 |
| Legal Lot Number | 3-6 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | YALE |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 11200 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1201 E CHICAGO AVE, YALE, OK 74085-6207 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE BANK |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE BANK |
| Oct 27, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 27, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 19, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 2021124908 |
| Deed Book / Page | 2666 / 119 |
| Last Transfer Date | Oct 26, 2022 |
| Transfer Doc | 0027240661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 538 E CHICAGO AVE, YALE, OK 74085-3518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026770110 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 2677/110 |
| Instrument | I-2022-001139 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | YALE, OK 74085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 538 E CHICAGO AVE, YALE, OK 74085-3518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026970345 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 2697/345 |
| Instrument | I-2022-005695 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | YALE, OK 74085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2032 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 27, 2022 |
| Property Address | 538 E CHICAGO AVE, YALE, OK 74085-3518 |
| Document Number | 0027240667 |
| Book / Page | 2724 / 667 |
| Instrument Date | Oct 26, 2022 |
| Instrument | I-2022-012770 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 27, 2022 |
| Property Address | 538 E CHICAGO AVE, YALE, OK 74085-3518 |
| Document Number | 0027240661 |
| Book / Page | 2724 / 661 |
| Instrument Date | Oct 26, 2022 |
| Instrument | I-2022-012769 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Nov 19, 2021 |
| Property Address | 538 E CHICAGO AVE, YALE, OK 74085-3518 |
| Document Number | 0026660119 |
| Book / Page | 2666 / 119 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021-124908 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 304, YALE, OK 74085-0304 |
| Investor | Possibly a Property Investor |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,165 (+10.28%) Land $169 Building $2,996 | $27,765 (-31.1%) Land $1,488 Building $26,277 | |
| 2025 | $280.00 (+8.95%) | $2,870 (-) Land $165 Building $2,705 | |
| 2024 | $257.00 (+3.63%) | $2,870 (+4.97%) Land $165 Building $2,705 | $40,300 (+32.22%) Land $2,320 Building $37,980 |
| 2023 | $248.00 (+5.08%) | $2,734 (+4.99%) Land $208 Building $2,526 | $30,480 (+19.06%) Land $2,320 Building $28,160 |
| 2022 | $236.00 | $2,604 Land $235 Building $2,369 | $25,600 Land $2,320 Building $23,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YALE serves 1,227 people · EPA ID OK3006039 |
|---|---|
| Water Source | Purchased surface water from LONE CHIMNEY WATER ASSOCIATION |
| Last State Inspection | Dec 2022 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
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