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  5. E 480 N

538 E 480 N, Smithfield, UT 84335 Property Records

Cache County property record for 538 E 480 N, Smithfield, UT 84335

Property Summary

Property TypeSingle Family Home
Details1,986 sqft · built 2022
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$42,560 (May 2023)
Tax Bill$2,482 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-189-0014

Property Details

APN / Parcel Number

Primary APN08-189-0014

Interior

Building Area1,986 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area23,522 sqft (0.54 acres)

Location & Zoning

Street Address538 E 480 N
CitySMITHFIELD
StateUT
Zip84335-6735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 RIDGEVIEW SUBD PHASE 1 CONT 0.54 AC
Legal SubdivisionRIDGEVIEW SUBD
Legal Lot Number14
JurisdictionCACHE UT
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3008
Census Tract202

Owner

Source: Cache County records · APN 08-189-0014

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 E 480 N, SMITHFIELD, UT 84335-6735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 02, 2021Deed of Trust, Mortgage
AMERICA FIRST FCU
May 06, 2022Deed of Trust, Mortgage · Construction Mortgage
ALTABANK
Nov 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COLONY MORTGAGE CORP
May 11, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
AMERICAN FIRST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2023 · Amount on Record
Deed SaleMay 11, 2023 · Amount on Record
Prior SaleSep 29, 2016
Deed Document Number20231340115
Deed Book / Page2388 / 521
Prior Transfer DateMay 09, 2023
Prior Transfer Doc002388/521
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Recording DateJun 04, 2026
Property Address538 E 480 N, SMITHFIELD, UT 84335-6735
Document Number0001398307
Book / Page2548 / 155
Instrument DateMay 30, 2026
Instrument20261398307
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 E 480 N, SMITHFIELD, UT 84335-6735

Mortgage

Document Number0001398307,
DateJun 04, 2026
Book Page2548/155
Instrument20261398307
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address538 E 480 N, SMITHFIELD, UT 84335-6735
Transaction TypeMortgage
Record UpdatedNov 14, 2023
Title CompanyCACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address7894 N HIGHWAY 91, SMITHFIELD, UT 84335-9635

Mortgage

Document Number02297/1729
DateNov 02, 2021
Book Page2297/1729
Instrument1303604
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84409
Agreement
AmountAmount Recorded

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address538 E 480 N, SMITHFIELD, UT 84335-6735
Transaction TypeMortgage
Record UpdatedNov 14, 2023
Title CompanyHICKMAN LAND TITLE LOGAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02337/1241
DateMay 06, 2022
Book Page2337/1241
Instrument1319240
Lender
NameALTABANK
TypeBank
AddressLOGAN, UT 84341
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address538 E 480 N, SMITHFIELD, UT 84335-6735
Transaction TypeMortgage
Record UpdatedNov 14, 2023
Title CompanyNORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02368/1359
DateNov 18, 2022
Book Page2368/1359
Instrument1332204
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
AddressOREM, UT 84057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCACHE UT
Recording DateMay 11, 2023
Property Address538 E 480 N, SMITHFIELD, UT 84335-6735
Document Number002388/521
Book / Page2388 / 521
Map ReferenceDOC 9501588
Instrument DateMay 09, 2023
Instrument1340115
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address538 E 480 N, SMITHFIELD, UT 84335-6735

Mortgage

Document Number0001340116
DateMay 11, 2023
Instrument1340116
Lender
NameAMERICAN FIRST CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMay 30, 2033

Tax Assessment & Valuation

Source: Cache County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateUtah
CountyCache County
MunicipalitySmithfield City
Unified School DistrictCache School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,482.00 (-12.11%)$332,280 (-0.96%)$604,138 (-0.96%) Land $179,450 Building $424,688
2023$2,824.00$335,505$610,013 Land $91,100 Building $518,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Wi-Fiber
Fixed Wireless		499 / 285

May also be available: JAB Wireless, Lumen Technologies, Verizon.

Based on FCC filings for 242 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSMITHFIELD CITY
serves 10,223 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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