538 E 4190 N, Provo, UT 84604 Property Records

Utah County property record for 538 E 4190 N, Provo, UT 84604

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 5,409 sqft · built 2004
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,146 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-768-0007`

Property Details

APN / Parcel Number

Primary APN	`36-768-0007`
Alternative APNs	`367680003` `126305`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,409 sqft Living Area
Gross Area	8,956 sqft
Basement Area	2,651 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	21,432 sqft (0.492 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,744 sqft
Deck Area	Deck Area
Patio Area	900 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	126305
Street Address	538 E 4190 N
City	PROVO
State	UT
Zip	84604-5153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT A, CANYON BROOK SUB AREA 0.246 AC. ALSO LOT 4, PLAT A, CANYON BROOK SUB AREA 0.246 AC. TOTAL AREA .492 AC.
Legal Subdivision	CANYON BROOK SUB
Legal Lot Number	3,4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1011
Census Tract	1501

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	538 E 4190 N, PROVO, UT 84604-5153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Intrafamily Transfer, Transfer · Line of Credit FINWISE BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 10, 2021	Intrafamily Transfer, Transfer MERIDIAN TITLE CO
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 7, 2021
Transfer Doc	0000106289
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 10, 2021
Property Address	538 E 4190 N, PROVO, UT 84604-5153
Document Number	0000106289
Instrument Date	Jun 7, 2021
Instrument	106289:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 E 4190 N, PROVO, UT 84604-5153

Mortgage

Document Number	0000106290
Date	Jun 10, 2021
Instrument	106290:2021

Lender

Name	FINWISE BANK
Type	Bank
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	538 E 4190 N, PROVO, UT 84604-5153
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	BARTLETT TTL INS AGNECY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074146
Date	Apr 20, 2021
Instrument	74146:2021

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	64300

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 10, 2021
Property Address	538 E 4190 N, PROVO, UT 84604-5153
Document Number	0000106291
Instrument Date	Jun 1, 2021
Instrument	106291:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	538 E 4190 N, PROVO, UT 84604-5153

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	538 E 4190 N, PROVO, UT 84604-5153
Document Number	0000012277
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	538 E 4190 N PROVO UT 846045153, PROVO, UT 84604-5153

Mortgage

Document Number	0000012277
Date	Feb 7, 2018
Instrument	12277

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	OREM, UT 84097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,410 (-45.45%)	$1,466,200 (-0.82%) Land $445,500 Building $1,020,700
2025	$8,146.00	$1,478,300 (+104.85%) Land $356,400 Building $1,121,900	$1,478,300 (+12.67%) Land $356,400 Building $1,121,900
2024	$8,146.00 (+9.55%)
2023	$7,436.00 (+7.72%)	$721,655	$1,312,100 Land $339,300 Building $972,800
2022	$6,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, T-Mobile USA.

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