538 E 2nd St, Ames, IA 50010 Property Records

Story County property record for 538 E 2nd St, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details1 ba · 496 sqft · built 1981
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Feb 2024)
Tax Bill$676 (2025)
Deeds & MortgagesFeb 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN09-02-477-030

Property Details

APN / Parcel Number

Primary APN09-02-477-030

Interior

Full Baths1 Bath
Stories1 Story
Building Area496 sqft Living Area
1st Floor Area280 sqft
Basement Area280 sqft
Unfinished Basement280 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Block
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address538 E 2ND ST
CityAMES
StateIA
Zip50010-6612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHOC
Legal DescriptionSECTION:02 TOWNSHIP:83 RANGE:24 W45' E59' N100' W505' SE SE AMES
Legal Range24W
Legal Township83N
Legal Section02
Legal SubdivisionWASHINGTON TWSP 83-24
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2002
Census Tract1000

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1110 6TH ST, NEVADA, IA 50201-1828
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2024 · Amount on Record
Deed SaleFeb 2, 2024 · Amount on Record
Deed Document Number2024603
Record UpdatedSep 20, 2026

February 2024: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionSTORY IA
Recording DateFeb 2, 2024
Property Address538 E 2ND ST, AMES, IA 50010-6612
Document Number0202400603
Instrument DateDec 28, 2023
Instrument2024-00603
Transaction TypeForeclosure
Record UpdatedMar 15, 2024

Transaction

AmountAmount Recorded
Tax$191.20
Amount AccuracyRounded by County
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 6TH ST, NEVADA, IA 50201-1828

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$676.00$32,000 (-31.33%) Land $27,000 Building $5,000$32,000 (-31.33%) Land $27,000 Building $5,000
2024$676.00 (-20.47%)
2023$46,600 (-7.72%) Land $38,200 Building $8,400$46,600 (-7.72%) Land $38,200 Building $8,400
2022$850.00 (-39.11%)$50,500 Land $38,200 Building $12,300
2021$1,396.00$50,500 Land $38,200 Building $12,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims107 (1990–2010)
Claims Outside the SFHA27 of 107
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 29 claims
  • Severe Storms, And Flooding, Jun 1996 · 21 claims
  • Severe Storms & Flooding, Aug 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.

Nearby Properties on E 2nd St

Nearby Streets

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