Montgomery County property record for 538 E 1st St, #540, Dayton, OH 45402
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 0.084 acres (3,676 sqft) |
| Owner | Company Name on File |
| Last Sale | $186,000 (Aug 2015) |
| Tax Bill | $704 (2024) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 00707 0014 |
| Primary APN | R72 00707 0014 |
|---|
| Lot Area | 3,676 sqft (0.084 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 538 E 1ST ST # 540, 540 |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45402-1221 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 2992 PT 30 YR TIF 100% 2020-2049 FT 2050 |
| Legal Subdivision | CITY/DAYTON |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1501 |
538 E 1st St, #540 is owned by a company that bought it in August 2015.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 520 E 1ST ST, DAYTON, OH 45402-1221 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2015 · Amount on File |
| Deed Sale | Aug 19, 2015 · Amount on File |
| Deed Document Number | 0000045751 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 538 E 1ST ST, DAYTON, OH 45402 |
| Document Number | 0000065842 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 534 E 1ST ST DAYTON OH 454021221, DAYTON, OH 45402-1221 |
| Document Number | 0000065842 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 65842 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,470 Land $4,500 Building $970 | ||
| 2024 | $704.00 (+11.39%) | ||
| 2023 | $632.00 (-6.65%) | $5,670 (-) Land $4,500 Building $1,170 | $15,640 Land $12,860 Building $2,780 |
| 2022 | $677.00 | $5,670 Land $4,500 Building $1,170 | |
| 2020 | $16,200 Land $12,860 Building $3,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 538 E 1st St, #540 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 538 E 1st St, #540 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: altafiber Network Solutions, Spectrum, T-Mobile, Verizon.
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