538 Durham Ln, Delaware, OH 43015 Property Records

Delaware County property record for 538 Durham Ln, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,897 sqft · built 1996
Lot Size	0.237 acres (10,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2019)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-313-16-029-000`

Property Details

APN / Parcel Number

Primary APN	`519-313-16-029-000`
Alternative APN	`148285.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,897 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	876 sqft
Upper Floors Area	1,021 sqft
Basement Area	657 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,325 sqft (0.237 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	538 DURHAM LN
City	DELAWARE
State	OH
Zip	43015-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6472 NOTTINGHAM SEC 5
Legal Subdivision	NOTTINGHAM SEC 5
Legal Lot Number	6472
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2003
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 DURHAM LN, DELAWARE, OH 43015-4040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 21, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Sep 25, 2002 · Amount on Record
Deed Document Number	201933717
Deed Book / Page	1681 / 2394
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	538 DURHAM LN, DELAWARE, OH 43015-4040
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004532
Date	Feb 10, 2022
Book Page	1944/1809
Instrument	202200004532

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 21, 2019
Property Address	538 DURHAM LN, DELAWARE, OH 43015-4040
Document Number	0000033717
Book / Page	1681 / 2394
Map Reference	CAB 1 SL 559&559A
Instrument Date	Nov 15, 2019
Instrument	201900033717
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	PERFORMANCE TITLE BOX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	538 DURHAM LN, DELAWARE, OH 43015-4040

Mortgage

Document Number	0000033718
Date	Nov 21, 2019
Instrument	201900033718

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 (-13.47%)	$113,580 (-) Land $22,050 Building $91,530	$324,500 (-) Land $63,000 Building $261,500
2024	$5,362.00 (-0.19%) Homeowner's exemption	$113,580 (-) Land $22,050 Building $91,530
2023	$5,372.00 Homeowner's exemption	$113,580 Land $22,050 Building $91,530	$324,500 Land $63,000 Building $261,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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