Sarasota County property record for 538 Dove Pointe, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,346 sqft · built 2002 |
| Lot Size | 0.834 acres (36,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,550,000 (Apr 2022) |
| Tax Bill | $17,067 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2018 Line of Credit |
| APN | 0140-07-0017 |
| Primary APN | 0140-07-0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,346 sqft Living Area |
| Gross Area | 5,060 sqft |
| 1st Floor Area | 4,346 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 36,329 sqft (0.834 acres) |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 777 sqft |
| Patio Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0140070017 |
|---|---|
| Street Address | 538 DOVE POINTE |
| City | OSPREY |
| State | FL |
| Zip | 34229-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUE2 |
| Legal Description | LOT 71 OAKS 2 PHASE 4-C PART 3 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 02 |
| Legal Subdivision | OAKS 2 PHASE 4-C PART 3 |
| Legal Phase | 4 |
| Legal Tract | 2725 |
| Legal Lot Number | 71 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2101 |
538 Dove Pointe is owned and occupied by an individual who bought it in April 2022.
Source: Sarasota County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 DOVE POINTE, OSPREY, FL 34229-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Feb 2, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on File |
| Deed Sale | Apr 19, 2022 · Amount on File |
| Prior Sale | Mar 4, 2013 · Amount on File |
| Deed Document Number | 202265685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 538 DOVE POINTE, OSPREY, FL 34229-9280 |
| Document Number | 0000065685 |
| Map Reference | MB 40 PG 6&6A-6C |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022065685 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 OCEAN POINT DR, 68, ISLE OF PALMS, SC 29451-3851 |
| Name | Verified Name |
|---|---|
| Address | 538 DOVE POINTE, OSPREY, FL 34229-9280 |
| Document Number | 0000065686 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022065686 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 538 DOVE POINTE, OSPREY, FL 34229-9280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014017 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 2018014017 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 538 Dove Pointe was $17,067.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,067.00 | $1,388,200 Land $584,000 Building $804,200 | $1,388,200 Land $584,000 Building $804,200 |
| 2023 | $18,445.00 (+93.12%) | $1,517,500 (+93.25%) Land $695,800 Building $821,700 | $1,517,500 (+21.99%) Land $695,800 Building $821,700 |
| 2022 | $9,551.00 | $785,269 | $1,244,000 Land $318,800 Building $925,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 538 Dove Pointe; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Dove Pointe is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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