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538 Dewane Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 538 Dewane Dr, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,596 sqft · built 1977
Lot Size0.211 acres (9,200 sqft)
OwnerCompany Name on File
Last Sale$525,000 (Jan 2005)
Tax Bill$9,147 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN487-670-29-00

Property Details

APN / Parcel Number

Primary APN487-670-29-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,200 sqft (0.211 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address538 DEWANE DR
CityEL CAJON
StateCA
Zip92020-2924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 TR 007940
Legal SubdivisionFLETCHER TERRACE
Legal Tract007940
Legal Block1
Legal Lot Number74
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract16100

Owner

Source: San Diego County records · APN 487-670-29-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address538 DEWANE DR, EL CAJON, CA 92020-2924
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2005 · Amount on Record
Deed SaleJan 11, 2005 · Amount on Record
Deed Document Number200527441
Last Transfer DateNov 18, 2016
Transfer Doc0000633147
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address538 DEWANE DR, EL CAJON, CA 92020-2924
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 DEWANE DR, EL CAJON, CA 92020-2924

Mortgage

Document Number0000242434
DateSep 07, 2023
Instrument2023-0242434
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 01, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address538 DEWANE DR, EL CAJON, CA 92020-2924
Transaction TypeMortgage
Record UpdatedOct 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 DEWANE DR, EL CAJON, CA 92020-2924

Mortgage

Document Number0000683890
DateSep 29, 2021
Instrument2021-0683890
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$746,374 (+2%) Land $483,367 Building $263,007
2025$9,147.00 (+2.8%) Homeowner's exemption$731,740 (+4.04%) Land $473,890 Building $257,850
2023$8,898.00 (-0.41%) Homeowner's exemption$703,329 Land $455,490 Building $247,839
2022$8,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730161001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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