Lorain County property record for 538 Denison Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 983 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2022) |
| Tax Bill | $1,795.00 (2025) |
| Primary APN | 06-25-006-122-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 983 sqft Living Area |
| 1st Floor | 983 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 120 ft x 58 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Patio Area | 100 sqft Patio |
| Canopy Area | 260 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 538 DENISON AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H A SHIVES 58 X 120 |
| Legal Subdivision | H A SHIVES FRNT |
| Legal Tract | 25 |
| Legal Block | 122 |
| Legal Lot Number | 9 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-122-022
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 538 DENISON AVE, ELYRIA, OH 44035-6624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | May 10, 2016 |
| Deed Doc Number | 2022004269 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 538 DENISON AVE, ELYRIA, OH 44035-6624 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 538 DENISON AVE, ELYRIA, OH 44035-6624 |
| Document Number | 0000931567 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 2023-0931567 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 538 DENISON AVE, ELYRIA, OH 44035-6624 |
| Document Number | 0000883037 |
| Map Reference | VOL 18 PG 22 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022-0883037 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 538 DENISON AVE, ELYRIA, OH 44035-6624 |
| Document Number | 0000883214 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022-0883214 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 | $37,610 (-0.02%) Land $10,430 Building $27,180 | $107,480 (-) Land $29,810 Building $77,670 |
| 2024 | $1,795.00 (+19.99%) | $37,619 (+38.5%) Land $10,434 Building $27,185 | $107,480 (+38.51%) Land $29,810 Building $77,670 |
| 2023 | $1,496.00 (-7.94%) | $27,161 (+%) Land $8,432 Building $18,729 | $77,600 (-) Land $24,090 Building $53,510 |
| 2022 | $1,625.00 | $27,160 Land $8,430 Building $18,730 | |
| 2021 | $77,600 Land $24,090 Building $53,510 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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