538 Deerfield Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 538 Deerfield Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,078 sqft · built 1986
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Dec 2010)
Tax Bill	$5,501 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-14-50-1-56`

Property Details

APN / Parcel Number

Primary APN	`26-36-14-50-1-56`
Alternative APNs	`26-36-14-50-00001.0-0056.00` `2604205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	3,035 sqft
1st Floor Area	2,078 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	135 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room
Porch Area	495 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2604205
Street Address	538 DEERFIELD DR
City	MELBOURNE
State	FL
Zip	32940-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNTREE P.U.D. STAGE 4 TRACT 29 UNIT 3 LOT 56 BLK 1
Legal Range	36E
Legal Township	26S
Legal Section	14
Legal Subdivision	SUNTREE P.U.D. STAGE 4 TRACT 29
Legal Tract	29
Legal Block	1
Legal Lot Number	56
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2005
Census Tract	64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 WHISPERING PINES CIR, MELBOURNE, FL 32940-7828
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2010 · Amount on Record
Deed Sale	Dec 30, 2010 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	2010254103
Deed Book / Page	6307 / 2508
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	538 DEERFIELD DR, MELBOURNE, FL 32940-1946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086822945
Date	Mar 5, 2020
Book Page	8682/2945
Instrument	2020053263

Lender

Name	LAUNCH FEDERAL CU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,470 (-3.37%)	$385,470 (-3.37%)
2025	$5,501.00 (+9.04%)	$398,910 (-1.31%) Land $126,500 Building $272,410	$398,910 (-1.31%) Land $126,500 Building $272,410
2023	$5,045.00 (+14.95%)	$404,200 (+11.38%) Land $126,500 Building $277,700	$404,200 (+11.38%) Land $126,500 Building $277,700
2022	$4,389.00	$362,890 Land $115,500 Building $247,390	$362,890 Land $115,500 Building $247,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	247 units insured incl. 42 condo units
Nearby Flood Claims	38 (1994–2025)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20