538 Cuckoos Nest Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 538 Cuckoos Nest Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2004
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$281,000 (Jun 2021)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46G2 1 162`

Property Details

APN / Parcel Number

Primary APN	`46G2 1 162`
Alternative APNs	`20223` `19514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	288 sqft
Deck Area	288 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19514
Street Address	538 CUCKOOS NEST DR
City	BUMPASS
State	VA
Zip	23024-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SUBD PB 8/616 LOT 162 SEC 1 DB 1766/004 .98 AC
Legal Subdivision	CUCKOO'S NEST SUBD
Legal Lot Number	162
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2008
Census Tract	950101

Owner

538 Cuckoos Nest Dr is owned and occupied by an individual who bought it in June 2021.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	538 CUCKOOS NEST DR, BUMPASS, VA 23024-4743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 3, 2021	Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Sep 26, 2005 · Amount on File
Deed Document Number	20216581
Deed Book / Page	1766 / 4
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	538 CUCKOOS NEST DR, BUMPASS, VA 23024-4743
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CUCKOOS NEST DR, BUMPASS, VA 23024-4743

Mortgage

Document Number	001882/208
Date	Jan 25, 2023
Book Page	1882/208
Instrument	202300000484

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Nov 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 3, 2021
Property Address	538 CUCKOOS NEST DR, BUMPASS, VA 23024-4743
Document Number	1766/4
Book / Page	1766 / 4
Map Reference	MB 8 PG 616
Instrument Date	Jun 2, 2021
Instrument	202100006581
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	LOUISA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CUCKOOS NEST DR, BUMPASS, VA 23024-4743

Mortgage

Document Number	17667
Date	Jun 3, 2021
Instrument	1766/7

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	538 CUCKOOS NEST DR, BUMPASS, VA 23024-4743
Document Number	0000002401
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CUCKOOS NEST DR BUMPASS VA 230244743, BUMPASS, VA 23024-4743

Mortgage

Document Number	0000002401
Date	Mar 12, 2018
Book Page	001553/000001
Instrument	2401

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 11, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 538 Cuckoos Nest Dr was $2,960, up 9.5% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,550 (+3.25%) Land $70,600 Building $353,950	$424,550 (+3.25%) Land $70,600 Building $353,950
2025	$2,960.00 (+9.51%)	$411,200 Land $64,500 Building $346,700	$411,200 Land $64,500 Building $346,700
2024	$2,703.00
2023		$330,600 Land $50,200 Building $280,400
2022	$1,321.00		$330,600 Land $50,200 Building $280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Cuckoos Nest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Cuckoos Nest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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