538 Crane St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 538 Crane St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1910
Lot Size	0.058 acres (2,530 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2023)
Tax Bill	$4,836 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.38-1-14`

Property Details

APN / Parcel Number

Primary APN	`421500 49.38-1-14`
Alternative APN	`150004903800010140000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,050 sqft Living Area
1st Floor Area	642 sqft
2nd Floor Area	408 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	2,530 sqft (0.058 acres)
Lot Dimensions	110 ft deep x 23 ft wide
Porch	Porch
Porch Area	74 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 CRANE ST
City	SCHENECTADY
State	NY
Zip	12303-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	MAP 1 DEFOREST MAP 1X WOOD
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 CRANE ST, SCHENECTADY, NY 12303-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Jan 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202314620
Deed Book / Page	2104 / 358
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 15, 2023
Property Address	538 CRANE ST, SCHENECTADY, NY 12303-1133
Document Number	0000014620
Book / Page	2104 / 358
Instrument Date	Feb 8, 2023
Instrument	202314620
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1914 JEROME AVE, SCHENECTADY, NY 12306-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 GROVE AVE, LATHAM, NY 12110-3406

Mortgage

Document Number	0000014621
Date	Mar 15, 2023
Instrument	202314621

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 11, 2022
Property Address	538 CRANE ST, SCHENECTADY, NY 12303-1133
Document Number	0000001816
Book / Page	2076 / 248
Instrument Date	Jan 3, 2022
Instrument	202201816
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1216 CONGRESS ST # 2, 2, SCHENECTADY, NY 12303-1902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 JEROME AVE # 1916, 1916, SCHENECTADY, NY 12306-4808

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,836.00 (+64.55%)	$96,000 (+75.5%) Land $8,200 Building $87,800	$158,967 (+129.59%) Land $13,578 Building $145,389
2023		$54,700 (-) Land $8,200 Building $46,500	$69,241 (+3.8%) Land $10,380 Building $58,861
2022		$54,700 Land $8,200 Building $46,500	$66,707 Land $10,000 Building $56,707
2021	$2,939.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Crane St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures