Barnstable County and Mashpee Town property record for 538 Cotuit Rd, Mashpee, MA 02649
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1971 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jul 2021) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit Mar 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MASH M:16 B:31 L:0 |
| Primary APN | MASH M:16 B:31 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 848 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,937 sqft (0.297 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 348 |
|---|---|
| Street Address | 538 COTUIT RD |
| City | MASHPEE |
| State | MA |
| Zip | 02649-2381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 31 |
| Jurisdiction | MASHPEE MA |
| Township / Civil Division | MASHPEE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 15001 |
Source: Barnstable County and Mashpee Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 COTUIT RD, MASHPEE, MA 02649-2381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2019 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK |
| Mar 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Jul 2, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EQUITY RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Jun 28, 2010 · Amount on File |
| Deed Document Number | 202144537 |
| Deed Book / Page | 34267 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 538 COTUIT RD, MASHPEE, MA 02649-2381 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 031911-143 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 31911/143 |
| Instrument | 13180 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 538 COTUIT RD, MASHPEE, MA 02649-2381 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 031911-128 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 31911/128 |
| Instrument | 13179 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Jul 2, 2021 |
| Property Address | 538 COTUIT RD, MASHPEE, MA 02649-2381 |
| Document Number | 0034267-46 |
| Book / Page | 34267 / 46 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 44537 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 538 COTUIT RD, MASHPEE, MA 02649-2381 |
| Document Number | 0000044538 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 44538 |
| Name | EQUITY RESOURCES INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Mashpee Town |
| Unified School District | Mashpee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+16.47%) | $393,200 (+23.3%) Land $167,400 Building $225,800 | $487,160 |
| 2023 | $2,235.00 | $318,900 Land $144,900 Building $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2006–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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