1. Home
  2. Florida
  3. Walton County
  4. Freeport
  5. Cornelia St

538 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 538 Cornelia St, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,819 sqft · built 2019
Lot Size0.233 acres (10,193 sqft)
Owner2 Individual Names on File
Last Sale$360,100 (Jun 2019)
Tax Bill$4,081 (2024)
Deeds & MortgagesSep 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-1S-19-23132-000-0700

Property Details

APN / Parcel Number

Primary APN17-1S-19-23132-000-0700
Alternative APN
  • 1086394

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,819 sqft Living Area
Gross Area3,685 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,193 sqft (0.233 acres)
Lot Dimensions14 ft deep x 7.3 ft wide
Garage TypeFinished
Garage Area621 sqft
Deck AreaDeck Area
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1086394
Street Address538 CORNELIA ST
CityFREEPORT
StateFL
Zip32439-7642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 CENTRAL PARK AT HAMMOCK BAY PH 3 PB 20-52 OR 3068-2507 OR 3107-4232
Legal Range19W
Legal Township01S
Legal Section17
Legal SubdivisionCENTRAL PK/HAMMOCK BAY PH 3
Legal Phase3
Legal Lot Number70
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2027
Census Tract950502

Owner

Source: Walton County records · APN 17-1S-19-23132-000-0700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 CORNELIA ST, FREEPORT, FL 32439-7642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 07, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2019 · Amount on Record
Deed SaleJun 07, 2019 · Amount on Record
Deed Document Number20190018736
Deed Book / Page3107 / 4232
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address538 CORNELIA ST, FREEPORT, FL 32439-7642
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032151353
DateSep 08, 2021
Book Page3215/1353
Instrument20210044975
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateJun 07, 2019
Property Address538 CORNELIA ST, FREEPORT, FL 32439-7642
Document Number0031074232
Book / Page003107 / 004232
Instrument DateMay 29, 2019
Instrument18736
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 25, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address538 CORNELIA ST FREEPORT FL 324397642, FREEPORT, FL 32439-7642

Mortgage

Document Number31074233
DateJun 07, 2019
Book Page003107/004233
Instrument18737
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 06, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$506,856 (+0.27%) Land $55,000 Building $451,856$506,856 (+0.27%) Land $55,000 Building $451,856
2024$4,081.00 (+3.63%)
2023$3,938.00 (+5.38%) Homeowner's exemption$505,494 (-2.86%) Land $49,485 Building $456,009$505,494 (-2.86%) Land $49,485 Building $456,009
2022$3,737.00 Homeowner's exemption$520,351 Land $54,928 Building $465,423$520,351 Land $54,928 Building $465,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 296 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020, other causes, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber1,000 / 1,000
Wildstar NetworksFixed Wireless200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cornelia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures