538 Copperas Rd, Sadler, TX 76264 Property Records

Grayson County property record for 538 Copperas Rd, Sadler, TX 76264

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,806 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$729 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`087 050500403`

Property Details

APN / Parcel Number

Primary APN	`087 050500403`
Alternative APN	`114307`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Open Porch
Porch Area	14 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	538 COPPERAS RD
City	SADLER
State	TX
Zip	76264-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0505 HARTZOG ELIJAH A-G0505, ACRES 2.00
Legal Subdivision	HARTZOG ELIJAH A-G0505
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2054
Census Tract	304

Owner

Source: Grayson County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 COPPERAS RD, SADLER, TX 76264-2938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 14, 2026
Property Address	538 COPPERAS RD, SADLER, TX 76264-2938
Document Number	0000017634
Instrument Date	Jul 13, 2026
Instrument	202617634
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	538 COPPERAS RD, SADLER, TX 76264-2938

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	538 COPPERAS RD, SADLER, TX 76264-2938
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005231
Date	Mar 13, 2017
Book Page	5964/00604
Instrument	2017-00005231

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (-39.2%) Homeowner's exemption Senior Citizen's exemption	$202,683 (-6.16%) Land $50,000 Building $152,683	$202,683 (-6.16%) Land $50,000 Building $152,683
2024	$1,199.00 (-37.23%)
2023		$215,981 Land $50,000 Building $165,981	$215,981 Land $50,000 Building $165,981
2022	$1,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1990–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 56% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO WAY SUD serves 6,804 people · EPA ID TX0910022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ElektraFi Fixed Wireless	400 / 60
Rise Broadband Fixed Wireless	300 / 60
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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