538 Concord Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 538 Concord Rd, Davidson, NC 28036 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1985
Square Footage	3,211 sqft Living Area
Lot Size	17,860 sqft (0.41 acres)
Garage	418 sqft
Last Sale	$1,000,000 (2023)
Tax Bill	$5,983.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`007-022-04`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,211 sqft Living Area
1st Floor	1,941 sqft 1st Floor
Upper Floors	1,270 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1985
Exterior Material	Wood Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,860 sqft (0.41 acres)
Garage Area	418 sqft Garage
Deck Area	108 sqft Deck
Porch Area	528 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	538 CONCORD RD
City	DAVIDSON
State	NC
Zip	28036
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	538 CONCORD AVENUE
Legal Block	2
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Minor Civil Division	9, DEWEESE
Census Blockgroup	3
Census Block	3004
Census Tract	6403

Owner

Source: Mecklenburg County records · APN 007-022-04

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	159 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Dec 22, 1981 · Amount on Record
Deed Doc Number	202397933
Deed Book / Page	38426 / 657
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000000911
Record Refreshed	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 13, 2023
Property Address	538 CONCORD RD, DAVIDSON, NC 28036
Document Number	0000097933
Book / Page	38426 / 657
Instrument Date	Oct 06, 2023
Instrument	2023097933
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 JOHN KNOX ROAD, MONTREAT, NC 28757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CONCORD RD, DAVIDSON, NC 28036

Mortgage

Document Number	0000097934
Date	Oct 13, 2023
Book Page	38426/660
Instrument	2023097934

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 01, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	11.8%
Index	52-Week T-Bill (1-Year)
Max Rate	11.8%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$792,200 (-) Land $452,300 Building $339,900	$792,200 (-) Land $452,300 Building $339,900
2024	$5,983.00 (-19.81%)
2023	$7,461.00	$792,200 Land $452,300 Building $339,900	$792,200 Land $452,300 Building $339,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.