Lake County property record for 538 Cherry St, Hammond, IN 46324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1924 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,788 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-36-0078-0004 |
| Primary APN | 007-26-36-0078-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Basement Area | 900 sqft |
| Game Room | Game Room |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Pool Area | 254 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-26-36-0078-0004 |
|---|---|
| Old Parcel Number | 263600780004 |
| Street Address | 538 CHERRY ST |
| City | HAMMOND |
| State | IN |
| Zip | 46324-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HAMMOND SUB. L.7 BL.16 ALL L.8 BL.16 |
| Legal Subdivision | SOUTH HAMMOND |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 21400 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 538 CHERRY ST, HAMMOND, IN 46324-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit OLD PLANK TRAIL COMMUNITY BANK NA |
| Dec 15, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 28, 2011 |
| Last Transfer Date | Dec 15, 2025 |
| Transfer Doc | 0000033951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 538 CHERRY ST, HAMMOND, IN 46324-1504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001678 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026-501678 |
| Name | OLD PLANK TRAIL COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | MOKENA, IL 60448 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 19, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 15, 2025 |
| Property Address | 538 CHERRY ST, HAMMOND, IN 46324-1504 |
| Document Number | 0000033951 |
| Map Reference | MB 2 PG 38 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025-033951 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 CHERRY ST, HAMMOND, IN 46324-1504 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,400 (+5.4%) Land $27,600 Building $118,800 | $146,400 (+5.4%) Land $27,600 Building $118,800 | |
| 2024 | $1,788.00 (+15.95%) | $138,900 (+7.01%) Land $29,600 Building $109,300 | $138,900 (+7.01%) Land $29,600 Building $109,300 |
| 2023 | $129,800 (+5.96%) Land $29,600 Building $100,200 | $129,800 (+5.96%) Land $29,600 Building $100,200 | |
| 2022 | $1,542.00 Homeowner's exemption | $122,500 Land $29,600 Building $92,900 | $122,500 Land $29,600 Building $92,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, AT&T, Verizon.
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