538 Cherry Hill Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 538 Cherry Hill Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,972 sqft · built 2020
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R278869`

Property Details

APN / Parcel Number

Primary APN	`R278869`
Alternative APNs	`72702090701100111` `278869`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,972 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	1,816 sqft
2nd Floor Area	1,156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.144 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	538 CHERRY HILL RD
City	RED OAK
State	TX
Zip	75154-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK G OAKMONT PARK SUBDV PH 1 0.1435 AC
Legal Subdivision	OAKMONT PARK SUBDV PH 1
Legal Block	G
Legal Lot Number	11
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1010
Census Tract	60207

Owner

538 Cherry Hill Rd is owned by two individuals who acquired it in February 2026.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2010 CASHE CREEK DR, RED OAK, TX 75154
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 2, 2026	Warranty Deed, Transfer OLD REPUBLIC TITLE, ORT
Jun 7, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Nov 30, 2020	Deed of Trust, Mortgage OTHER
Nov 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026
Deed Sale	Feb 2, 2026
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20263399
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000024917
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204942
Date	Feb 7, 2022
Instrument	2204942

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 2, 2026
Property Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737
Document Number	0002603399
Map Reference	VOL J PG 708
Instrument Date	Jan 30, 2026
Instrument	2603399
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4225 CASTLEMAINE LN, PLANO, TX 75093-3866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CASTLE CREEK DR, RED OAK, TX 75154

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 7, 2021
Property Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737
Document Number	0002124917
Map Reference	VOL J PG 708
Instrument Date	May 28, 2021
Instrument	2124917
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737

Mortgage

Document Number	0002124918
Date	Jun 7, 2021
Instrument	2124918

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737
Document Number	0000046145
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD MATAWAN NJ 077472623, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000046145
Date	Dec 14, 2020
Instrument	46145

Lender

Name	WILMINGTON TR NA
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737
Document Number	0000046144
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 30, 2020
Property Address	538 CHERRY HILL RD, RED OAK, TX 75154-2737
Document Number	0000044181
Instrument Date	Nov 23, 2020
Instrument	44181
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5808 W PLANO PKWY PLANO TX 750934636, PLANO, TX 75093-4636

Tax Assessment & Valuation

The 2025 property tax bill for 538 Cherry Hill Rd was $6,793, down 8.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,124 (-2.46%) Land $55,000 Building $343,124	$398,124 (-2.46%) Land $55,000 Building $343,124
2025	$6,793.00 (-8.23%) Homeowner's exemption	$408,181 Land $55,000 Building $353,181	$408,181 Land $55,000 Building $353,181
2024	$7,402.00 (-10.28%)
2023	$8,250.00 Homeowner's exemption	$463,813 Land $55,000 Building $408,813	$463,813 Land $55,000 Building $408,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Cherry Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Cherry Hill Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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