New Castle County property record for 538 Cherry Bark Rd, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,813 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-019.31-298 |
| Primary APN | 13-019.31-298 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 538 CHERRY BARK RD |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | BAYMONT FARMS |
| Legal Lot Number | 170 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 16608 |
Source: New Castle County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 30, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Oct 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA |
| Sep 12, 2023 | Intrafamily Transfer, Transfer |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2023 |
| Transfer Doc | 0000061153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 11, 2026 |
| Property Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Document Number | 0000070191 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202670191 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Document Number | 0000070191, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202670191 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jan 30, 2024 |
| Property Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Document Number | 0000005935 |
| Map Reference | DOC 20201007-0087178 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 20240130-0005935 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Document Number | 0000005939 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 20240130-0005939 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000070176 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 20231019-0070176 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | GUILFORD, CT 06437 |
| Type | Commercial Mortgage |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 12, 2023 |
| Property Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Document Number | 0000061153 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 20230912-0061153 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 ADEL DR, NEWARK, DE 19702-1331 |
| Name | Verified Name |
|---|---|
| Address | 2499 S DUPONT BLVD, SMYRNA, DE 19977-8222 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 538 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000050175 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 20220510-0050175 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,813.00 (+1,769.12%) | $472,400 (+8,489.09%) Land $97,900 Building $374,500 |
| 2023 | $204.00 | $5,500 (-) Land $5,500 |
| 2022 | $204.00 | $5,500 Land $5,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 64 (1979–2024) |
| Claims Outside the SFHA | 2 of 64 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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