Ingham County property record for 538 Cedar Rdg Dr, Williamston, MI 48895
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,092 sqft · built 2003 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Aug 2026) |
| Tax Bill | $7,557 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-18-03-36-427-004 |
| Primary APN | 33-18-03-36-427-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Flooring | Tile |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,509 sqft (0.379 acres) |
| Lot Dimensions | 174 ft deep x 94.6 ft wide |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Porch | Slab |
| Balcony Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 538 CEDAR RIDGE DR |
|---|---|
| City | WILLIAMSTON |
| State | MI |
| Zip | 48895-9052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1S |
| Legal Description | LOT 4 CEDAR RUN SUBD. CITY OF WILLIAMSTON; NEW DESCR. 1997 ROLL SPLIT FROM 03-36-426-005 |
| Legal Subdivision | CEDAR RUN |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | WILLIAMSTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5800 |
538 Cedar Rdg Dr is owned and occupied by an individual who bought it in August 2026.
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Jul 16, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Dec 15, 2003 · Amount on File |
| Deed Document Number | 202622964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Aug 24, 2026 |
| Property Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Document Number | 0000022964 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202622964 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | GREATER TX TITLE, GREATER LANSING TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386,325.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Document Number | 0000023147, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202623147 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Document Number | 0000027917 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025-027917 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032895 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-032895 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 CEDAR RIDGE DR, WILLIAMSTON, MI 48895-9052 |
| Document Number | 0000031461 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-031461 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 538 Cedar Rdg Dr was $7,557 with a homeowner's exemption.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| Municipality | Williamston City |
| Unified School District | Williamston Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,000 (+16.15%) Land $34,100 Building $175,900 | $420,000 (+16.15%) Land $68,200 Building $351,800 | |
| 2025 | $7,557.00 Homeowner's exemption | $180,800 Land $34,100 Building $146,700 | $361,600 Land $68,200 Building $293,400 |
| 2023 | $165,600 Land $31,200 Building $134,400 | $331,200 Land $62,400 Building $268,800 | |
| 2019 | $6,002.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 538 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Cedar Rdg Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILLIAMSTON serves 3,917 people · EPA ID MI0007120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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