538 Cascade Way, Frederick, MD 21703 Property Records

Frederick County property record for 538 Cascade Way, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,616 sqft · built 1992
Lot Size	0.02 acres (910 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2022)
Tax Bill	$3,966 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-159384`

Property Details

APN / Parcel Number

Primary APN	`02-159384`
Alternative APNs	`2159384` `159384`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,616 sqft Total Area
Gross Area	1,600 sqft
1st Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	910 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	159384
Old Parcel Number	2159384
Street Address	538 CASCADE WAY
City	FREDERICK
State	MD
Zip	21703-6237
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 2046 SECT 2 910 SQ FT OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	2046
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750505

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 CASCADE WAY, FREDERICK, MD 21703-6237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2022	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jun 13, 2011 · Amount on Record
Deed Document Number	0001583778
Deed Book / Page	15837 / 78
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	538 CASCADE WAY, FREDERICK, MD 21703-6237
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COMMUNITY SETMNTS & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CASCADE WAY, FREDERICK, MD 21703-6237

Mortgage

Document Number	0150880220
Date	Jul 13, 2021
Book Page	15088/220

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 6, 2022
Property Address	538 CASCADE WAY, FREDERICK, MD 21703-6237
Document Number	0158370078
Book / Page	15837 / 78
Map Reference	MB 48 PL 11
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	538 CASCADE WAY, FREDERICK, MD 21703-6237

Mortgage

Document Number	0001583784
Date	Apr 6, 2022
Instrument	15837/84

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Mortgage

Document Number	0158370103
Date	Apr 6, 2022
Book Page	15837/103

Lender

Name	FREDERICK COUNTY
Type	Government Agency
Address	FREDERICK, MD 21701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,966.00	$215,767	$258,100 Land $55,000 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

Nearby Properties on Cascade Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures