Lincoln Parish property record for 538 Carriage Way, Ruston, LA 71270
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,322 sqft · built 2004 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Sep 2014) |
| Tax Bill | $2,858 (2025) |
| Deeds & Mortgages | Oct 2010 Mortgage Nov 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11183358001 |
| Primary APN | 11183358001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,278 sqft |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 438 sqft |
| Street Address | 538 CARRIAGE WAY |
|---|---|
| City | RUSTON |
| State | LA |
| Zip | 71270-7078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OF SAVANNAH TRACE SUBDIVISION AS PER PLAT @ COB 1067-152 FROM MECRON INC (1156-827) (FROM JOHN W MELANCON JR ET UX |
| Legal Subdivision | SAVANNAH TRACE |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN LA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960402 |
Source: Lincoln Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2010 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK |
| Nov 13, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| May 22, 2015 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Sep 29, 2014 | Deed, Transfer COMMUNITY TRUST BANK |
| Apr 26, 2005 | Deed, Transfer COMMUNITY TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on Record |
| Deed Sale | Sep 29, 2014 · Amount on Record |
| Prior Sale | Apr 26, 2005 · Amount on Record |
| Deed Document Number | 0000135067 |
| Deed Book / Page | 1350 / 67 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001011/419 |
|---|---|
| Date | Oct 5, 2010 |
| Book Page | 1011/419 |
| Instrument | F113898 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Address | MADISON, MS 39130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001057/132 |
|---|---|
| Date | Nov 13, 2012 |
| Book Page | 1057/132 |
| Instrument | F127609 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001107/387 |
|---|---|
| Date | May 22, 2015 |
| Book Page | 1107/387 |
| Instrument | F149665 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN LA |
| Recording Date | Sep 29, 2014 |
| Property Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Document Number | 001350/067 |
| Book / Page | 1350 / 067 |
| Map Reference | MB1067 PG152 |
| Instrument Date | Sep 2, 2014 |
| Instrument | F142801 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 CALVIN LINER RD, MINDEN, LA 71055-7232 |
| Name | Verified Name |
|---|---|
| Address | 10309 FOSTER RD, DOWNEY, CA 90242-5029 |
| Investor | Possibly a Property Investor |
| Document Number | 000F142802 |
|---|---|
| Date | Sep 29, 2014 |
| Instrument | F142802 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN LA |
| Recording Date | Apr 26, 2005 |
| Property Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Document Number | 001174/021 |
| Book / Page | 1174 / 021 |
| Map Reference | MB1067 PG152 |
| Instrument Date | Apr 26, 2005 |
| Instrument | F63980 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 SWEETBRIAR AVE, RUSTON, LA 71270-8502 |
| Name | Verified Name |
|---|---|
| Address | 538 CARRIAGE WAY, RUSTON, LA 71270-7078 |
| Document Number | 0000F63981 |
|---|---|
| Date | Apr 26, 2005 |
| Instrument | F63981 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2035 |
Source: Lincoln Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lincoln Parish |
| Municipality | Ruston City |
| Unified School District | Lincoln Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,858.00 (+11.6%) Homeowner's exemption | $33,490 (+16.19%) Land $5,735 Building $27,755 | $334,900 (+16.19%) Land $57,350 Building $277,550 |
| 2023 | $2,561.00 Homeowner's exemption | $28,824 Land $4,719 Building $24,105 | $288,238 Land $47,190 Building $241,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RUSTON WATER SYSTEM serves 22,468 people · EPA ID LA1061017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| 318 High Speed Fixed Wireless · not low latency | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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