538 Brown Lee Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 538 Brown Lee Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 870 sqft · built 1969
Lot Size	0.589 acres (25,625 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Jul 2020)
Tax Bill	$1,669 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5529 62 7050`

Property Details

APN / Parcel Number

Primary APN	`5529 62 7050`
Alternative APNs	`11035 0042.000000` `138783`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	870 sqft Living Area
Gross Area	1,266 sqft
1st Floor Area	870 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,625 sqft (0.589 acres)
Lot Dimensions	205 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	138783
Street Address	538 BROWN LEE DR SW
City	CONCORD
State	NC
Zip	28025-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LTS 45-49 GORDON HEIGHTS BLK C
Legal Subdivision	JACKSON PARK
Legal Block	C
Legal Lot Number	45-49
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2016
Census Tract	42102

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	538 BROWN LEE DR SW, CONCORD, NC 28025-8912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA
Jan 10, 2019	Deed of Trust, Mortgage · Conventional with PMI VICTORIAN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Deed Book / Page	14311 / 106
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Apr 14, 2026
Property Address	538 BROWN LEE DR SW, CONCORD, NC 28025-8912
Document Number	0000008440
Book / Page	17938 / 143
Instrument Date	Apr 11, 2026
Instrument	20268440
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 BROWN LEE DR SW, CONCORD, NC 28025-8912

Mortgage

Document Number	0000008440,
Date	Apr 14, 2026
Book Page	17938/143
Instrument	20268440

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 8, 2020
Property Address	538 BROWN LEE DR SW, CONCORD, NC 28025-8912
Document Number	14311106
Book / Page	014311 / 000106
Instrument Date	Jul 8, 2020
Instrument	21342
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 BROWN LEE DR SW CONCORD NC 280258912, CONCORD, NC 28025-8912

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	538 BROWN LEE DR SW, CONCORD, NC 28025-8912
Document Number	14311108
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 BROWN LEE DR SW CONCORD NC 280258912, CONCORD, NC 28025-8912

Mortgage

Document Number	14311108
Date	Jul 8, 2020
Book Page	014311/000108
Instrument	21343

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	538 BROWN LEE DR SW, CONCORD, NC 28025-8912
Document Number	13337163
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 BROWN LEE DR SW CONCORD NC 280258912, CONCORD, NC 28025-8912

Mortgage

Document Number	13337163
Date	Jan 15, 2019
Book Page	013337/000163
Instrument	962

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,040 (-) Land $70,000 Building $162,040
2025		$232,040 (+69.62%) Land $70,000 Building $162,040
2024			$232,040 (+69.62%) Land $70,000 Building $162,040
2023	$1,669.00	$136,800 Land $30,000 Building $106,800	$136,800 Land $30,000 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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