Lorain County property record for 538 Bell Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,188 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $108,000 (2025) |
| Tax Bill | $1,957.00 (2025) |
| Primary APN | 06-24-028-103-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,188 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 8,276 sqft (0.189 acres) |
| Depth X Width | 138 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 660 sqft Garage |
| Patio Area | 91 sqft Patio |
| Heating System | HVAC Heating |
|---|
| Street Address | 538 BELL AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CASCADE COLONY FRNT 0060.00 DPTH 0135.00 |
| Legal Subdivision | CASCADE COLONY FRNT |
| Legal Tract | 24 |
| Legal Block | 103 |
| Legal Lot Number | 186 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-028-103-016
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 538 BELL AVE, ELYRIA, OH 44035-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Apr 03, 2025 | Affidavit of Death of Joint Tenant, Transfer MILLER HOME TITLE |
| Feb 11, 2022 | Affidavit, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2025 · Amount on Record |
| Deed Sale | Apr 03, 2025 · Amount on Record |
| Prior Sale | Apr 03, 2025 |
| Deed Doc Number | 2025-0047867 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 03, 2025 |
| Property Address | 538 BELL AVE, ELYRIA, OH 44035-3445 |
| Document Number | 0000047867 |
| Map Reference | VOL 18 PG 15 |
| Instrument Date | Mar 18, 2025 |
| Instrument | 2025-0047867 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2025 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 538 BELL AVE, ELYRIA, OH 44035-3445 |
| Document Number | 0000048026 |
|---|---|
| Date | Apr 03, 2025 |
| Instrument | 2025-0048026 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Number | 0000048027 |
|---|---|
| Date | Apr 04, 2025 |
| Instrument | 2025-0048027 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 03, 2025 |
| Property Address | 538 BELL AVE, ELYRIA, OH 44035-3445 |
| Document Number | 0000047866 |
| Map Reference | VOL 18 PG 15 |
| Instrument Date | Jan 22, 2025 |
| Instrument | 2025-0047866 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | MILLER HOME TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 538 BELL AVE, ELYRIA, OH 44035-3445 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 11, 2022 |
| Property Address | 538 BELL AVE, ELYRIA, OH 44035-3445 |
| Document Number | 0000862487 |
| Map Reference | VOL 18 PG 15 |
| Instrument Date | Feb 07, 2022 |
| Instrument | 2022-0862487 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 | $39,590 (+0.01%) Land $8,990 Building $30,600 | $113,100 (-) Land $25,680 Building $87,420 |
| 2024 | $1,957.00 (+30.55%) | $39,585 (+51.48%) Land $8,988 Building $30,597 | $113,100 (+51.49%) Land $25,680 Building $87,420 |
| 2023 | $1,499.00 (+1.42%) | $26,132 (+0.01%) Land $8,544 Building $17,588 | $74,660 (-) Land $24,410 Building $50,250 |
| 2022 | $1,478.00 | $26,130 Land $8,540 Building $17,590 | |
| 2021 | $74,660 Land $24,410 Building $50,250 |
538 Bell Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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