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538 Bayview Point Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 538 Bayview Point Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1950
Lot Size0.262 acres (11,400 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Dec 2002)
Tax Bill$6,955 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-480-00204400

Property Details

APN / Parcel Number

Primary APN01-480-00204400
Alternative APNs
  • 148000204400
  • 48000204400

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,624 sqft
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area11,400 sqft (0.262 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area280 sqft
Deck Area278 sqft
Patio Area256 sqft
Shed1 Shed
Shed Area256 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number48000204400
Street Address538 BAYVIEW POINT DR
CityEDGEWATER
StateMD
Zip21037-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 20 BK Z SC 2 CAPE LOCH HAVEN
Legal SubdivisionCAPE LOCH HAVEN
Legal BlockZ
Legal Lot Number20
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1004
Census Tract701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address538 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2002 · Amount on File
Deed SaleDec 20, 2002 · Amount on File
Deed Document Number200218135
Deed Book / Page12295 / 632
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address538 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyATG TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234

Mortgage

Document Number0372670377
DateJul 26, 2021
Book Page37267/377
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address538 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyATG TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 BAYVIEW POINT DR, EDGEWATER, MD 21037-3234

Mortgage

Document Number0390030036
DateAug 5, 2022
Book Page39003/36
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term168 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,500 (+11.58%) Land $529,100 Building $199,400$728,500 (+11.58%) Land $529,100 Building $199,400
2025$6,955.00 (+14.77%)
2023$6,060.00 Homeowner's exemption$652,900 Land $530,700 Building $122,200$652,900 Land $530,700 Building $122,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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