538 Back River Neck Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 538 Back River Neck Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,470 sqft · built 1909
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Tax Bill$3,017 (2025)
Deeds & MortgagesDec 2025 Transfer
APN15-1700002170

Property Details

APN / Parcel Number

Primary APN15-1700002170
Alternative APN
  • 1700002170

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,470 sqft Living Area
1st Floor Area1,050 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions125 ft deep x 229 ft wide
Garage TypeDetached
Garage Area1,800 sqft

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area192 sqft
Shed1 Shed
Shed Area2,100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1700002170
Street Address538 BACK RIVER NECK RD
CityBALTIMORE
StateMD
Zip21221-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR55
Legal Description.659 AC WSR
Legal Block1
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1000
Census Tract451100

Owner

538 Back River Neck Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Baltimore County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address538 BACK RIVER NECK RD, ESSEX, MD 21221-4604
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 12, 2025
Transfer Doc0507980096
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateDec 10, 2025
Property Address538 BACK RIVER NECK RD, BALTIMORE, MD 21221-4604
Document Number0507980096
Book / Page50798 / 96
Instrument DateNov 12, 2025
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 BACK RIVER NECK RD, BALTIMORE, MD 21221-4604

Tax Assessment & Valuation

The 2025 property tax bill for 538 Back River Neck Rd was $3,017 with a homeowner's exemption, up 1.7% from the year before.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,017.00 (+1.65%) Homeowner's exemption$159,467$175,800 Land $63,300 Building $112,500
2024$2,968.00 (+106.69%)
2023$1,436.00 Homeowner's exemption$126,800 Land $55,100 Building $71,700$126,800 Land $55,100 Building $71,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 538 Back River Neck Rd; there have been 16 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims16 (1993–2024)
Claims Outside the SFHA8 of 16
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Back River Neck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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