538 B St, Hayward, CA 94541 Property Records

Alameda County property record for 538 B St, Hayward, CA 94541

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,940 sqft · built 1910
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$1,010,000 (Oct 2024)
Tax Bill$13,231 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN431-4-84

Property Details

APN / Parcel Number

Primary APN431-4-84
Alternative APN
  • 431-0004-084-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,940 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1930
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address538 B ST
CityHAYWARD
StateCA
Zip94541-5004
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT: 00084 BLK: AR: 0431 PAGE: 0004
Legal SubdivisionMEEK MAP 01
Legal Block103
Legal Lot Number8
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group1
Census Block1007
Census Tract436301

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1780 DOVE CT, HAYWARD, CA 94545-4932
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 11, 2017Grant Deed, Transfer · ARM
STERLING BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Prior SaleOct 11, 2017 · Amount on Record
Deed Document Number2024126305
Prior Transfer DateOct 8, 2024
Prior Transfer Doc0000126306
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address538 B ST, HAYWARD, CA 94541-5004
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 REPOSO WAY, BELMONT, CA 94002-1221

Mortgage

Document Number0000089199
DateMar 4, 2021
Instrument2021089199
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address538 B ST, HAYWARD, CA 94541-5004
Document Number0000232644
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 REPOSO WAY BELMONT CA 940021221, BELMONT, CA 94002-1221

Mortgage

Document Number0000232644
DateNov 14, 2019
Instrument232644
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2049

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateOct 11, 2017
Property Address538 B ST, HAYWARD, CA 94541-5004
Document Number0000223664
Map ReferenceMAP12 PG45
Instrument DateOct 3, 2017
Instrument2017223664
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 B ST, HAYWARD, CA 94541-5004

Mortgage

Document Number0000223665
DateOct 11, 2017
Instrument2017223665
Lender
NameSTERLING BANK
TypeBank
AddressSOUTHFIELD, MI 48076
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 1, 2018
Change FrequencyAnnually
Min Rate At Change3.95%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate10.5%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,030,200 (+2%) Land $309,060 Building $721,140
2025$13,231.00 (+6.62%)$1,010,000 (+21.98%) Land $303,000 Building $707,000
2024$12,410.00 (+20.23%)
2023$10,322.00 (+2.01%)$827,995 (+2%) Land $246,066 Building $581,929
2022$10,119.00$811,762 Land $241,242 Building $570,520

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, Sail Internet, T-Mobile, Tekify Fiber & Wireless.

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