538 Apache Loop SW, Rio Rancho, NM 87124 Property Records

Sandoval County property record for 538 Apache Loop SW, Rio Rancho, NM 87124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1986
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$94,300 (Oct 2017)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-009-069-032-042`

Property Details

APN / Parcel Number

Primary APN	`1-009-069-032-042`
Alternative APNs	`R123691` `0123691`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,012 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,409 sqft (0.216 acres)

Location & Zoning

Account Number	R123691
Street Address	538 APACHE LOOP SW
City	RIO RANCHO
State	NM
Zip	87124-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGAL: SUBD: CEDAR HILLS 6 BLOCK: 1 LOT: 18
Legal Subdivision	CEDAR HILLS 6
Legal Block	1
Legal Lot Number	18
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	1
Census Block	1020
Census Tract	10713

Owner

Source: Sandoval County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CORRAL BLANCO RD, SANTA FE, NM 87508-4431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Grant Deed, Transfer UNIVERSAL LENDING
Jun 30, 2017	Grant Deed, Foreclosure OTHER
Jan 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Jun 30, 2017
Deed Document Number	201723539
Deed Book / Page	420 / 23539
Prior Transfer Date	Nov 29, 2016
Prior Transfer Doc	0000000908
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANDOVAL NM
Recording Date	Oct 4, 2017
Property Address	538 APACHE LOOP SW, RIO RANCHO, NM 87124-4233
Document Number	0000023539
Book / Page	000420 / 023539
Instrument Date	Oct 3, 2017
Instrument	23539
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CORRAL BLANCO RD SANTA FE NM 875084431, SANTA FE, NM 87508-4431

Mortgage

Document Number	23540
Date	Oct 4, 2017
Book Page	000420/023540
Instrument	23540

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Mortgage

Document Number	23541,
Date	Oct 4, 2017
Book Page	000420/023541
Instrument	23541

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

June 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SANDOVAL NM
Recording Date	Jun 30, 2017
Property Address	538 APACHE LOOP SW, RIO RANCHO, NM 87124-4233
Document Number	0000015550
Book / Page	000420 / 015550
Instrument Date	Feb 10, 2017
Instrument	15550
Transaction Type	Foreclosure
Record Updated	Aug 3, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANDOVAL NM
Recording Date	Jan 13, 2017
Property Address	538 APACHE LOOP SW, RIO RANCHO, NM 87124-4233
Document Number	0000000908
Book / Page	000420 / 000908
Instrument Date	Nov 29, 2016
Instrument	908
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7060 S YALE AVE TULSA OK 741365716, TULSA, OK 74136-5716

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Rio Rancho City
Unified School District	Rio Rancho Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,531 (+3%) Land $9,455 Building $39,076	$145,594 (+3%) Land $28,365 Building $117,229
2025	$1,698.00 (+4.62%)	$47,118 (+6.09%) Land $9,592 Building $37,526	$141,354 (+6.09%) Land $28,777 Building $112,577
2023	$1,623.00	$44,414 Land $9,060 Building $35,354	$133,240 Land $27,179 Building $106,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.7% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO RANCHO WATER & WW SERVICES serves 107,350 people · EPA ID NM3509623
Water Source	Purchased surface water from ALBUQUERQUE WATER SYSTEM
Last State Inspection	Mar 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
NMSurf Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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