538 A St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 538 A St, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,050 sqft · built 1952
Lot Size0.287 acres (12,500 sqft)
OwnerCompany Name on File
Tax Bill$1,567 (2025)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APN29-035199

Property Details

APN / Parcel Number

Primary APN29-035199
Alternative APN
  • 035199

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,050 sqft Total Area
Utility Area105 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions250 ft deep x 50 ft wide
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area330 sqft
Deck Area415 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number035199
Street Address538 A ST
CityCUMBERLAND
StateMD
Zip21502-7022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA ST LOT 72 NATL HWY ADDN 50X250
Legal SubdivisionNATL HWY ADD
Legal Lot Number72
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1005
Census Tract1402

Owner

538 A St is owned by a company that acquired it in December 2020.

Source: Allegany County records, as of October 1, 2026

Owner of RecordCompany Name on File
Mailing Address122 MCCULLOH ST, FROSTBURG, MD 21532-1911
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 10, 2020
Transfer Doc0026140118
Record UpdatedOct 29, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateDec 11, 2020
Property Address538 A ST, LAVALE, MD 21502-7022
Document Number0026140118
Book / Page002614 / 000118
Instrument DateDec 10, 2020
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,111.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address538 A ST LAVALE MD 215027022, LAVALE, MD 21502-7022

Tax Assessment & Valuation

The 2025 property tax bill for 538 A St was $1,567.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,400$143,600 Land $31,200 Building $112,400
2025$1,567.00
2023$1,197.00$110,200$119,000 Land $27,500 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 A St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 A St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on A St

Nearby Streets

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