538 9th Ave S, Naples, FL 34102 Property Records

Collier County property record for 538 9th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,038 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (Mar 2024)
Tax Bill	$17,965 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`096400 11 45A09`

Property Details

APN / Parcel Number

Primary APN	`096400 11 45A09`
Alternative APNs	`140320000060256051145` `14032000006`

Interior

Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Pool Area	392 sqft
Deck Area	464 sqft

Location & Zoning

Street Address	538 9TH AVE S
City	NAPLES
State	FL
Zip	34102-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 6 BLK 11 N1/2 OF LOTS 4-5 + 6 OR 243 PG 931
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	NAPLES PLAN OF TIER 6
Legal Tract	096400
Legal Block	11
Legal Lot Number	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1039
Census Tract	101

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 9TH AVE S, NAPLES, FL 34102-6936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Mar 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Deed Document Number	20246521818
Deed Book / Page	6340 / 3747
Prior Transfer Date	Feb 15, 2013
Prior Transfer Doc	0048882431
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2024
Property Address	538 9TH AVE S, NAPLES, FL 34102-6936
Document Number	0063403747
Book / Page	6340 / 3747
Map Reference	MB 1 PG 8
Instrument Date	Mar 19, 2024
Instrument	6521818
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 BAISLEY TRL, THE VILLAGES, FL 32162-2428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 9TH AVE S, NAPLES, FL 34102-6936

Mortgage

Document Number	0063403749
Date	Mar 20, 2024
Instrument	6340/3749

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	538 9TH AVE S, NAPLES, FL 34102-6936
Document Number	0057991848
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 9TH AVE S NAPLES FL 341026936, NAPLES, FL 34102-6936

Mortgage

Document Number	0057991848
Date	Aug 10, 2020
Book Page	005799/001848
Instrument	5905668

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	732 Months
Due	Aug 9, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.79%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	538 9TH AVE S, NAPLES, FL 34102-6936
Document Number	0057991834
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 9TH AVE S NAPLES FL 341026936, NAPLES, FL 34102-6936

Mortgage

Document Number	0057991834
Date	Aug 10, 2020
Book Page	005799/001834
Instrument	5905667

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	732 Months
Due	Aug 9, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.79%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	538 9TH AVE S, NAPLES, FL 34102-6936
Document Number	0056121383
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OMEGA TITLE NAPLES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 9TH AVE S NAPLES FL 341026936, NAPLES, FL 34102-6936

Mortgage

Document Number	0056121383
Date	Mar 29, 2019
Book Page	005612/001383
Instrument	5690396

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Mar 28, 2081

Interest

Rate Type	Adjustable Rate
Rate	4.71%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	538 9TH AVE S, NAPLES, FL 34102-6936
Document Number	0056120808
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OMEGA TITLE NAPLES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 9TH AVE S NAPLES FL 341026936, NAPLES, FL 34102-6936

Mortgage

Document Number	0056120808
Date	Mar 28, 2019
Book Page	005612/000808
Instrument	5690200

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Mar 27, 2081

Interest

Rate Type	Adjustable Rate
Rate	4.71%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,439,247 (-27.49%) Land $1,345,500 Building $93,747	$1,439,247 (-27.49%) Land $1,345,500 Building $93,747
2025	$17,965.00 (+324%)	$1,984,880 (+302.41%) Land $1,935,000 Building $49,880	$1,984,880 (-20.57%) Land $1,935,000 Building $49,880
2024	$4,237.00 (+1.8%)
2023	$4,162.00 (-3.48%) Homeowner's exemption Widower's exemption	$493,251 (+3%)	$2,498,792 (+25.79%) Land $2,475,000 Building $23,792
2022	$4,312.00 Homeowner's exemption Widower's exemption	$478,884	$1,986,474 Land $1,890,000 Building $96,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 415 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,189 units insured incl. 774 condo units
Nearby Flood Claims	482 (1985–2024)
Claims Outside the SFHA	5 of 482
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 57 claims Hurricane Ian, Nov 2022 · 166 claims Hurricane Ian, Oct 2022 · 139 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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