538 8 Mile Rd, Cincinnati, OH 45255 Property Records

Hamilton County property record for 538 8 Mile Rd, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,716 sqft · built 2015
Lot Size	4.91 acres (213,923 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (May 2013)
Tax Bill	$24,880 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0113-0078-00`

Property Details

APN / Parcel Number

Primary APN	`500-0113-0078-00`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
1st Floor Area	2,176 sqft
Attic	Attic
Attic Area	540 sqft
Basement Area	2,176 sqft
Finished Basement	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	213,923 sqft (4.91 acres)
Garage Type	Attached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	538 8 MILE RD
City	CINCINNATI
State	OH
Zip	45255-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EIGHT MILE RD 4.9112 ACNANCARROWS MS NO 3393
Legal Subdivision	NANCARROWS MILITARY SURV 3393
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1002
Census Tract	27500

Owner

538 8 Mile Rd is owned and occupied by two individuals who bought it in May 2013.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 8 MILE RD, CINCINNATI, OH 45255-4621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
May 14, 2020	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Sep 5, 2019	Deed of Trust, Mortgage GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2013 · Amount on File
Deed Sale	May 21, 2013 · Amount on File
Deed Document Number	286513
Deed Book / Page	12319 / 00963
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	538 8 MILE RD, CINCINNATI, OH 45255-4621
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 EIGHT MILE RD, CINCINNATI, OH 45255-4621

Mortgage

Document Number	0000076853
Date	Jun 24, 2021
Book Page	14445/645
Instrument	2021-0076853

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	DAYTON, OH 45459

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	538 8 MILE RD, CINCINNATI, OH 45255-4621
Document Number	0000047647
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 EIGHT MILE RD CINCINNATI OH 452554621, CINCINNATI, OH 45255-4621

Mortgage

Document Number	0000047647
Date	May 20, 2020
Book Page	014172/003129
Instrument	47647

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	538 8 MILE RD, CINCINNATI, OH 45255-4621
Document Number	0000077098
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 EIGHT MILE RD CINCINNATI OH 452554621, CINCINNATI, OH 45255-4621

Mortgage

Document Number	0000077098
Date	Sep 10, 2019
Book Page	013998/001873
Instrument	77098

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 538 8 Mile Rd was $24,880, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,880.00 (+0.7%)	$389,942 (-) Land $23,898 Building $366,044
2024	$24,707.00 (+6.55%)	$389,942 (-) Land $23,898 Building $366,044
2023	$23,188.00 (+29.92%)	$389,942 (+46.07%) Land $23,898 Building $366,044	$1,114,120 Land $68,280 Building $1,045,840
2022	$17,848.00	$266,963 Land $23,464 Building $243,499
2020			$762,750 Land $67,040 Building $695,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 8 Mile Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 8 Mile Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 8 Mile Rd

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