Cascade County property record for 538 5th Ave, Ulm, MT 59485 · Last verified November 2025
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,190 sqft · built 1964 |
| Lot Size | 0.385 acres (16,814 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,488 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0255312 |
| Primary APN | R0255312 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,814 sqft (0.385 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005858900 |
|---|---|
| Old Parcel Number | 05858900 |
| Street Address | 538 5TH AVE |
| City | ULM |
| State | MT |
| Zip | 59485-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | COLLINS ADD (ULM), S32, T20 N, R02 E, BLOCK 002, LOT 006, LTS 6-7 |
| Legal Range | 02E |
| Legal Township | 20N |
| Legal Section | 32 |
| Legal Quarter | SW |
| Legal Subdivision | COLLINS ADD (ULM) |
| Legal Block | 2 |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 10700 |
Source: Cascade County records · APN R0255312
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 280, ULM, MT 59485-0280 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Apr 28, 2017 | Grant Deed, Transfer STOCKMAN BK/MT |
| Jan 20, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage MONTANA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 |
| Deed Sale | Apr 28, 2017 |
| Prior Sale | Sep 16, 2014 |
| Deed Document Number | R0338656 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 538 5TH AVE, ULM, MT 59485-9736 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Title Company | NOT AVAILABLE, FLYING S TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00R0441919 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | R0441919 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 538 5TH AVE, ULM, MT 59485-9736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0424885 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | R0424885 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Apr 28, 2017 |
| Property Address | 538 5TH AVE, ULM, MT 59485-9736 |
| Document Number | 0000338656 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 338656 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 538 5TH AVE ULM MT 59485, ULM, MT 59485 |
| Document Number | 338657 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 338657 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Jan 20, 2017 |
| Property Address | 538 5TH AVE, ULM, MT 59485-9736 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 334315 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 538 5TH ST ULM MT 59485, ULM, MT 59485 |
| Document Number | 0000334315 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 334315 |
| Name | MONTANA FCU |
|---|---|
| Type | Credit Union |
| Address | GREAT FALLS, MT 59403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 19, 2018 |
Source: Cascade County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Secondary School District | Cascade High School District (09 - 12) |
| Elementary School District | Ulm Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,488.00 (-33.09%) | $261,200 (-4.67%) | $261,200 (-4.67%) Land $52,680 Building $208,520 |
| 2023 | $2,224.00 | $274,000 | $274,000 Land $48,555 Building $225,445 |
Source: FEMA National Flood Hazard Layer, Cascade County (30013C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300130107001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2005–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 11% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Konceptio Data Services | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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