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538 4th St, Encinitas, CA 92024 Property Records

San Diego County property record for 538 4th St, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1992
Square Footage2,531 sqft Living Area
Lot Size10,616 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$4,810,000 (2026)
Tax Bill$7,761.00 (2025)

Property Details

APN / Parcel Number

Primary APN258-073-44-01

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,531 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleDuplex Single Style
Lot Area10,616 sqft (0.244 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address538 4TH ST
CityENCINITAS
StateCA
Zip92024-3404
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionPAR 1 US 1 PER DOC91-117943&UND INT IN TR PM16428
Legal Subdivision534 & 536 FOURTH STREET CONDOMINIUM
Legal Tract16428
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2006
Census Tract17501

Owner

Source: San Diego County records · APN 258-073-44-01

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address538 4TH ST, ENCINITAS, CA 92024-3404
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO
Mar 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2026 · Amount on Record
Deed SaleAug 07, 2026 · Amount on Record
Prior SaleJun 02, 1998 · Amount on Record
Deed Doc Number2026230897
Prior Transfer DateDec 10, 2012
Prior Transfer Doc0000016107
Record RefreshedSep 20, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 07, 2026
Property Address538 4TH ST, ENCINITAS, CA 92024-3404
Document Number0000230897
Instrument DateJul 15, 2026
Instrument2026230897
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$534,391.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address538 4TH ST, ENCINITAS, CA 92024-3404

Mortgage

Document Number0000230898,
DateAug 07, 2026
Instrument2026230898
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.88%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address538 4TH ST, ENCINITAS, CA 92024-3404
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 4TH ST, ENCINITAS, CA 92024-3404

Mortgage

Document Number0000163704
DateMar 02, 2021
Instrument2021-0163704
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$3,250,000 (+439.47%) Land $2,800,000 Building $450,000
2025$7,761.00 (+8.38%) Homeowner's exemption$602,442 (+4.04%) Land $221,689 Building $380,753
2023$7,161.00 (+0.55%) Homeowner's exemption$579,051 Land $213,082 Building $365,969
2022$7,122.00

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