Flathead County property record for 538 4th Ave W, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1945 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,980 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0778933 |
| Primary APN | R0778933 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000699750 |
|---|---|
| Street Address | 538 4TH AVE W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | KAL, S18, T28 N, R21 W, BLOCK 90, LOT 5 N40', ASSR #0000699750 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | KAL |
| Legal Block | 90 |
| Legal Lot Number | 5 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1000 |
Source: Flathead County records · APN R0778933
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 SUNDANCE WAY, KALISPELL, MT 59901-1824 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Aug 22, 2023 | Warranty Deed, Transfer · Commercial Mortgage THREE RIVERS BANK OF MONTANA |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 |
| Deed Sale | Aug 22, 2023 |
| Prior Sale | Dec 14, 2018 |
| Deed Document Number | 202300014908 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 538 4TH AVE W, KALISPELL, MT 59901-4820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000006863 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 202000006863 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 22, 2023 |
| Property Address | 538 4TH AVE W, KALISPELL, MT 59901-4820 |
| Document Number | 202300014908 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 202300014908 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 SUNDANCE WAY, KALISPELL, MT 59901-1824 |
| Document Number | 202300014909 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 202300014909 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 14, 2018 |
| Property Address | 538 4TH AVE W, KALISPELL, MT 59901-4820 |
| Document Number | 201800030039 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 201800030039 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 538 4TH AVE W, KALISPELL, MT 59901-4820 |
| Document Number | 201800030040 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 201800030040 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,980.00 | $297,800 | $297,800 Land $74,032 Building $223,768 |
Source: FEMA National Flood Hazard Layer as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| VFN Holdings Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Larkin Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Richon Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
May also be available: CommunityTel.
Based on FCC filings for 519 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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