538 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 538 3rd Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,840 sqft · built 1890
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$125,000 (May 1997)
Tax Bill	$6,991 (2026)
Deeds & Mortgages	Oct 2025 Sale Jul 2020 Mortgage
APN	`381700 80.55-7-3`

Property Details

APN / Parcel Number

Primary APN	`381700 80.55-7-3`
Alternative APN	`1603470`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	3,840 sqft Living Area
1st Floor Area	1,920 sqft
2nd Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,520 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	540 sqft
Canopy	484 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1603470
Street Address	538 3RD AVE
City	TROY
State	NY
Zip	12182-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	2.5 STY BR HSE & BR BLDG & POOL 301-6/17-18
Legal Block	7
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2008
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	538 3RD AVE, TROY, NY 12182-2617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer
Jul 13, 2020	Deed of Trust, Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 1997 · Amount on Record
Deed Sale	May 27, 1997 · Amount on Record
Deed Book / Page	60 / 2144
Last Transfer Date	Apr 14, 2006
Transfer Doc	0034780138
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 9, 2025
Property Address	538 3RD AVE, TROY, NY 12182-2617
Document Number	0110850206
Book / Page	11085 / 206
Instrument Date	Mar 12, 2025
Instrument	2025-662276
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	538 3RD AVE, TROY, NY 12182-2617

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	538 3RD AVE, TROY, NY 12182-2617
Document Number	0000572296
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 3RD AVE TROY NY 121822617, TROY, NY 12182-2617

Mortgage

Document Number	0000572296
Date	Aug 7, 2020
Book Page	009241/000269
Instrument	572296

Lender

Name	BERKSHIRE BK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2035

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,991.00 (-10.03%) Homeowner's exemption
2025	$7,770.00 (+161.79%)	$160,000 (-) Land $24,000 Building $136,000	$274,000 (+11.29%) Land $41,100 Building $232,900
2024	$2,968.00 (-59.25%) Homeowner's exemption	$160,000 (-) Land $24,000 Building $136,000	$246,200 (+7.7%) Land $36,930 Building $209,270
2023		$160,000 (-) Land $24,000 Building $136,000	$228,600 (+8.59%) Land $34,290 Building $194,310
2022	$7,283.00 Homeowner's exemption	$160,000 Land $24,000 Building $136,000	$210,526 Land $31,579 Building $178,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2011)
Most Recent Claim	Sep 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures