538 2nd St, Elyria, OH 44035 Property Records

Lorain County property record for 538 2nd St, Elyria, OH 44035 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,428 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Oct 2022)
Tax Bill$1,303 (2025)
Deeds & MortgagesOct 2022 Sale
Jul 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-26-057-000-036

Property Details

APN / Parcel Number

Primary APN06-26-057-000-036

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area846 sqft
Basement Area846 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions133 ft deep x 50 ft wide
PorchOpen Frame Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address538 2ND ST
CityELYRIA
StateOH
Zip44035-5351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAYS SUB 50 X 112
Legal SubdivisionDAYS SUB
Legal Tract26
Legal Lot Number31
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group4
Census Block4020
Census Tract97600

Owner

Source: Lorain County records · APN 06-26-057-000-036

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address117 E MAIN ST, SOUTH AMHERST, OH 44001-2813
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Warranty Deed, Transfer
MILLER HOME TITLE
Jul 21, 2022Land Contract, Transfer
Jul 21, 2022Warranty Deed, Transfer
Jul 11, 2022Warranty Deed, Transfer
Nov 22, 2021Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage
NORTHWEST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleJul 10, 2013 · Amount on Record
Prior Transfer DateNov 19, 2021
Prior Transfer Doc20210850652
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 14, 2022
Property Address538 2ND ST, ELYRIA, OH 44035-5351
Document Number0000895141
Map ReferenceVOL 4 PG 25
Instrument DateOct 12, 2022
Instrument2022-0895141
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E MAIN ST, SOUTH AMHERST, OH 44001-2813
InvestorPossibly a Property Investor

July 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionLORAIN OH
Recording DateJul 21, 2022
Property Address538 2ND ST, ELYRIA, OH 44035-5351
Document Number0000884230
Map ReferenceVOL 4 PG 25
Instrument DateJan 20, 2022
Instrument2022-0884230
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 21, 2022
Property Address538 2ND ST, ELYRIA, OH 44035-5351
Document Number0000884231
Map ReferenceVOL 4 PG 25
Instrument DateJan 20, 2022
Instrument2022-0884231
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 2ND ST, ELYRIA, OH 44035-5351

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 11, 2022
Property Address538 2ND ST, ELYRIA, OH 44035-5351
Document Number0000882705
Map ReferenceOL 4 PG 25
Instrument DateJan 20, 2022
Instrument2022-0882705
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 2ND ST, ELYRIA, OH 44035-5351

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateNov 22, 2021
Property Address538 2ND ST, ELYRIA, OH 44035-5351
Document Number0000850652
Map ReferenceVOL 4 PG 25
Instrument DateNov 19, 2021
Instrument2021-0850652
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000850426
DateNov 22, 2021
Instrument2021-0850426
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 10, 2036

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,303.00 (+2.04%)$26,360 (+0.02%) Land $7,350 Building $19,010$75,300 (-) Land $21,000 Building $54,300
2024$1,277.00 (+20.59%)$26,355 (+41.03%) Land $7,350 Building $19,005$75,300 (+41.04%) Land $21,000 Building $54,300
2023$1,059.00 (-5.87%)$18,687 (+0.04%) Land $4,263 Building $14,424$53,390 (-) Land $12,180 Building $41,210
2022$1,125.00$18,680 Land $4,260 Building $14,420
2021$53,390 Land $12,180 Building $41,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930976004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on 2nd St

Nearby Streets

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