538 13th St N, Naples, FL 34102 Property Records

Collier County property record for 538 13th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,644 sqft · built 1962
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (Jul 2021)
Tax Bill	$493 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`127000 4 294A34`

Property Details

APN / Parcel Number

Primary APN	`127000 4 294A34`
Alternative APNs	`181614400090338004294` `18161440009`

Interior

Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,644 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	110 sqft
Deck Area	790 sqft

Location & Zoning

Street Address	538 13TH ST N
City	NAPLES
State	FL
Zip	34102-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	RIVER PARK EAST BLK 4 LOT 29
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	RIVER
Legal Tract	127000
Legal Block	4
Legal Lot Number	29
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	700

Owner

538 13th St N is owned by two individuals who acquired it in January 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RED CLOVER LN, PALM COAST, FL 32164-6651
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Intrafamily Transfer, Transfer
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 6, 2022	Intrafamily Transfer, Transfer
Jul 28, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Document Number	20216103263
Deed Book / Page	5988 / 3685
Last Transfer Date	Jan 4, 2022
Transfer Doc	0060670327
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 26, 2025
Property Address	538 13TH ST N, NAPLES, FL 34102-3428
Document Number	0065300249
Book / Page	6530 / 249
Instrument Date	Nov 25, 2025
Instrument	6756981
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 13TH ST N, NAPLES, FL 34102-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RED CLOVER LN, PALM COAST, FL 32164-6651

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	538 13TH ST N, NAPLES, FL 34102-3428
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 13TH ST N, NAPLES, FL 34102-3428

Mortgage

Document Number	0062853790
Date	Sep 8, 2023
Book Page	6285/3790
Instrument	6450810

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 6, 2022
Property Address	538 13TH ST N, NAPLES, FL 34102-3428
Document Number	0060670327
Book / Page	6067 / 327
Instrument Date	Jan 4, 2022
Instrument	6185323
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 13TH ST N, NAPLES, FL 34102-3428

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 28, 2021
Property Address	538 13TH ST N, NAPLES, FL 34102-3428
Document Number	0059883685
Book / Page	5988 / 3685
Instrument Date	Jul 27, 2021
Instrument	6103263
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 13TH ST N, 538, NAPLES, FL 34102-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 13TH ST N, NAPLES, FL 34102-3428

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 2, 2020
Property Address	538 13TH ST N, NAPLES, FL 34102-3428
Document Number	0058382997
Book / Page	005838 / 002997
Instrument Date	Oct 28, 2020
Instrument	5947371
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 13TH ST N NAPLES FL 341023428, NAPLES, FL 34102-3428

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 8, 2020
Property Address	538 13TH ST N, NAPLES, FL 34102-3428
Document Number	0057720253
Book / Page	005772 / 000253
Instrument Date	Jun 8, 2020
Instrument	5876708
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 13TH ST N NAPLES FL 341023428, NAPLES, FL 34102-3428

Tax Assessment & Valuation

The 2025 property tax bill for 538 13th St N was $493, up 3.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,651 (+2.7%)	$413,908 (-13.36%) Land $301,854 Building $112,054
2025	$493.00 (+3.35%)	$93,136	$477,748 Land $351,268 Building $126,480
2024	$477.00 (+1,189.19%)
2023	$37.00 (-93.6%) Homeowner's exemption	$29,007 (-70.28%)	$226,203 (-29.91%) Land $196,020 Building $30,183
2022	$578.00 Homeowner's exemption	$97,599	$322,744 Land $226,403 Building $96,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 13th St N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	871 units insured incl. 734 condo units
Nearby Flood Claims	113 (1979–2025)
Claims Outside the SFHA	1 of 113
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Ian, Sep 2022 · 33 claims Hurricane Ian, Sep 2022 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 13th St N is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on 13th St N

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