538 12th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 538 12th Ave N, Onalaska, WI 54650 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$201,000 (2019)
Tax Bill$5,137.00 (2025)

Owner

Source: La Crosse County records · APN 018-001356-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address538 12TH AVE N, ONALASKA, WI 54650-2659
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIREFIGHTERS CU
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Aug 30, 2019Deed, Transfer · Adjustable Rate Mortgage (ARM)
ALTRA FCU
Jan 11, 2019Quit Claim Deed, Transfer
Quitclaim Document
Jan 11, 2019Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleJan 11, 2019
Deed Doc Number1731737
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address538 12TH AVE N, ONALASKA, WI 54650-2659
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1766237
DateFeb 16, 2021
Instrument1766237
Lender
NameFIREFIGHTERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address538 12TH AVE N, ONALASKA, WI 54650-2659
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1742534
DateMar 18, 2020
Instrument1742534
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2040
Interest
Rate TypeFixed Rate

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionLA CROSSE WI
Recording DateAug 30, 2019
Property Address538 12TH AVE N, ONALASKA, WI 54650-2659
Document Number0001731737
Instrument DateAug 28, 2019
Instrument1731737
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$603.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 12TH AVE N, ONALASKA, WI 54650-2659

Mortgage

Document Number0001731738
DateAug 30, 2019
Instrument1731738
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.63%
Index1-Year CMT

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLA CROSSE WI
Recording DateJan 11, 2019
Property Address538 12TH AVE N, ONALASKA, WI 54650-2659
Document Number0001721207
Instrument DateNov 28, 2018
Instrument1721207
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLA CROSSE WI
Recording DateJan 11, 2019
Property Address538 12TH AVE N, ONALASKA, WI 54650-2659
Document Number0001721206
Instrument DateNov 28, 2018
Instrument1721206
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 12TH AVE N, ONALASKA, WI 54650-2659

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,137.00 (+3.8%) Homeowner's exemption$391,300 (+33.5%) Land $70,000 Building $321,300$395,800 (+35.04%)
2023$4,949.00 Homeowner's exemption$293,100 Land $50,000 Building $243,100$293,100 Land $50,000 Building $243,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 57% of Wisconsin
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN018-001356-000
Alternative APNs
  • 18 1356 0
  • 41466

Exterior

Lot Area10,019 sqft (0.23 acres)
Depth X Width127 ft x 77 ft Depth x Width

Location & Zoning

Account Number41466
Old Parcel Number18 1356 0
Street Address538 12TH AVE N
CityONALASKA
StateWI
Zip54650-2659
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSAND LAKE TERRACE ADDITION LOT 6 BLOCK 1
Legal Range07
Legal Township16
Legal Section04
Legal QuarterNE
Legal Quarter QuarterSW
Legal SubdivisionSAND LAKE TERRACE ADDITION
Legal Block1
Legal Lot Number6
JurisdictionLA CROSSE WI
Minor Civil DivisionONALASKA
Census Blockgroup4
Census Block4010
Census Tract10403

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