538 104th Ave N, Naples, FL 34108 Property Records

Collier County property record for 538 104th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	2,041 sqft · built 2012
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Oct 2026)
Tax Bill	$8,452 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`511300 73 343A28`

Property Details

APN / Parcel Number

Primary APN	`511300 73 343A28`
Alternative APNs	`6284036000311960073343` `62840360003`

Interior

Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	2,041 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	264 sqft
Deck Area	443 sqft

Location & Zoning

Street Address	538 104TH AVE N
City	NAPLES
State	FL
Zip	34108-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 6 BLK 73 LOT 34
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511300
Legal Block	73
Legal Lot Number	34
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4014
Census Tract	10110

Owner

538 104th Ave N is owned and occupied by two individuals who bought it in October 2026.

Source: Collier County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 104TH AVE N, NAPLES, FL 34108-3225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on File
Deed Sale	Oct 12, 2026 · Amount on File
Prior Sale	Nov 21, 2013 · Amount on File
Deed Document Number	20266884785
Deed Book / Page	6637 / 2963
Prior Transfer Date	Feb 1, 2010
Prior Transfer Doc	0045331636
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 12, 2026
Property Address	538 104TH AVE N, NAPLES, FL 34108-3225
Document Number	0006884785
Book / Page	6637 / 2963
Instrument Date	Oct 9, 2026
Instrument	20266884785
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$883,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 104TH AVE N, NAPLES, FL 34108-3225

Mortgage

Document Number	0006884786,
Date	Oct 12, 2026
Instrument	20266884786

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 538 104th Ave N was $8,452.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,525 (+4.6%) Land $438,750 Building $373,775	$812,525 (-14.21%) Land $438,750 Building $373,775
2025	$8,452.00	$776,820	$947,106 Land $526,500 Building $420,606
2023	$8,321.00 (+11.39%)	$642,000 (+1%)	$1,039,206 (+26.4%) Land $634,500 Building $404,706
2022	$7,470.00	$583,636	$822,164 Land $448,285 Building $373,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 104th Ave N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 204 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	207 units insured incl. 3 condo units
Nearby Flood Claims	35 (1995–2024)
Claims Outside the SFHA	17 of 35
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 538 104th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20