5378 Whitecap Ct, Omro, WI 54963 Property Records

Winnebago County property record for 5378 Whitecap Ct, Omro, WI 54963

Property Summary

Property Type	Single Family Home
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Company Names on Record
Last Sale	$495,300 (Sep 2023)
Tax Bill	$7,319 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit May 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-1107`

Property Details

APN / Parcel Number

Primary APN	`016-1107`
Alternative APN	`35032`

Exterior

Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Street Address	5378 WHITECAP CT
City	OMRO
State	WI
Zip	54963-8240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	2ND ADDITION TO HARBOR VILLAGE PLAT LOT 30 .71 A.
Legal Range	15E
Legal Township	18N
Legal Section	11
Legal Subdivision	2ND ADDITION TO HARBOR VILLAGE PLAT
Legal Lot Number	30
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OMRO
Census Block Group	2
Census Block	2017
Census Tract	2001

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5378 WHITECAP CT, OMRO, WI 54963-8240
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit WINNEBAGO COMMUNITY CU
May 30, 2023	Deed of Trust, Mortgage · Construction Mortgage NICOLET NATIONAL BANK
Sep 5, 2023	Warranty Deed, Construction Loan · Construction Mortgage WINNEBAGO COMMUNITY CU
Apr 6, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	20231909661
Prior Transfer Date	Dec 13, 2006
Prior Transfer Doc	0001420667
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	5378 WHITECAP CT, OMRO, WI 54963-8240
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001921703
Date	Apr 29, 2024
Instrument	1921703

Lender

Name	WINNEBAGO COMMUNITY CU
Type	Credit Union
Address	OSHKOSH, WI 54901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	5378 WHITECAP CT, OMRO, WI 54963-8240
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001904191
Date	May 30, 2023
Instrument	1904191

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	OSHKOSH, WI 54904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 29, 2026

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 5, 2023
Property Address	5378 WHITECAP CT, OMRO, WI 54963-8240
Document Number	0001909661
Instrument Date	Aug 31, 2023
Instrument	1909661
Transaction Type	Construction Loan
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5378 WHITECAP CT, OMRO, WI 54963-8240

Mortgage

Document Number	0001909662
Date	Sep 5, 2023
Instrument	1909662

Lender

Name	WINNEBAGO COMMUNITY CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 6, 2023
Property Address	5378 WHITECAP CT, OMRO, WI 54963-8240
Document Number	0001901562
Instrument Date	Apr 6, 2023
Instrument	1901562
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 DRIFTWOOD LN, OSHKOSH, WI 54901-1400

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Omro Town
Unified School District	Omro School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,900 (+758.08%) Land $50,100 Building $379,800
2024	$7,319.00 (+493.11%)
2023	$1,234.00 (+64.97%) Homeowner's exemption	$50,100 (-) Land $50,100	$59,566 (+7.42%) Land $59,566
2022	$748.00	$50,100 Land $50,100	$55,453 Land $55,453

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bertram Communications.

Nearby Properties on Whitecap Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures