5378 Joseph Ln, Bow, WA 98232 Property Records

Skagit County property record for 5378 Joseph Ln, Bow, WA 98232

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,822 sqft · built 2007
Lot Size	2.69 acres (117,176 sqft)
Owner	Owner Name on File
Last Sale	$175,280 (Sep 2005)
Tax Bill	$10,369 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Line of Credit
APN	`360235-0-020-0300`

Property Details

APN / Parcel Number

Primary APN	`360235-0-020-0300`
Alternative APN	`P122366`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	7,658 sqft
1st Floor Area	1,598 sqft
2nd Floor Area	224 sqft
Basement Area	1,588 sqft
Finished Basement	1,588 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	117,176 sqft (2.69 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,788 sqft
Patio Area	794 sqft
Lean-To	1,176 sqft
Stable	3,024 sqft
Utility Building	648 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	P122366
Old Parcel Number	36023500200300
Street Address	5378 JOSEPH LN
City	BOW
State	WA
Zip	98232-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(2.6900 AC) LOT A OF SKAGIT COUNTY SHORT PLAT PL 03-0627, AF#200411120170, BEING A PORTION OF SHORT PLAT 15-87 LOCATED IN THE
Legal Range	02E
Legal Township	36N
Legal Section	35
Legal Quarter	NE
Legal Subdivision	SHORT PL-03-0627
Legal Lot Number	A
Jurisdiction	SKAGIT WA
Township / Civil Division	BOW
Census Block Group	1
Census Block	1019
Census Tract	950801

Owner

Source: Skagit County assessment roll, as of February 28, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	5378 JOSEPH LN, BOW, WA 98232-9304

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2005 · Amount on Record
Deed Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	200509230079
Record Updated	Jun 7, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Apr 6, 2026
Property Address	5378 JOSEPH LN, BOW, WA 98232-9304
Document Number	0000000027
Instrument Date	Mar 23, 2026
Instrument	202627
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5378 JOSEPH LN, BOW, WA 98232-9304

Mortgage

Document Number	0000000027,
Date	Apr 6, 2026
Instrument	202627

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2046

Interest

Rate	6.01%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	5378 JOSEPH LN, BOW, WA 98232-9304
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017
Date	Jun 29, 2021
Instrument	202106290017

Lender

Name	BANNER BANK
Type	Bank
Address	BURLINGTON, WA 98233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Burlington-Edison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,369.00
2022		$1,259,000 Land $371,400 Building $887,600	$1,259,000 Land $371,400 Building $887,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	6 (2009–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAMISH FARMS WATER ASSN private · serves 1,017 people · EPA ID WA5375645
Water Source	Purchased surface water from SKAGIT COUNTY PUD 1 JUDY RES
Last State Inspection	Dec 2022
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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