Contra Costa County property record for 5378 Concerto Cir, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,448 sqft · built 1985 |
| Lot Size | 0.085 acres (3,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Dec 2018) |
| Tax Bill | $8,566 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-350-043-8 |
| Primary APN | 117-350-043-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 719 sqft |
| 2nd Floor Area | 729 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cluster |
| Lot Area | 3,680 sqft (0.085 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 5378 CONCERTO CIR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T06447 L0014 B |
| Legal Subdivision | SUBDIVISION 6447 |
| Legal Tract | 06447 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 333102 |
Source: Contra Costa County records · APN 117-350-043-8
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage PACIFIC SERVICE CU |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Oct 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Jun 30, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance PACIFIC SERVICE CU |
| Dec 20, 2018 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Jun 08, 2006 · Amount on Record |
| Deed Document Number | 2018203267 |
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 0000288565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000038675 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-038675 |
| Name | PACIFIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | WALNUT CREEK, CA 94596 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000139465 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-139465 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 20, 2021 |
| Property Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000288565 |
| Map Reference | MB 282 PG 6 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-288565 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000288566 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-288566 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 30, 2021 |
| Property Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000187989 |
| Map Reference | MB 262 PG 6 |
| Instrument Date | Jun 27, 2021 |
| Instrument | 2021-187989 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000187990 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-187990 |
| Name | PACIFIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 20, 2018 |
| Property Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000203267 |
| Map Reference | MB 282 PG 6 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2018-203267 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5378 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000203268 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018-203268 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $699,758 (+2%) Land $432,371 Building $267,387 | |
| 2025 | $8,566.00 (+4.54%) | $686,039 (+4.04%) Land $423,894 Building $262,145 |
| 2023 | $8,194.00 (+1.31%) | $659,401 Land $407,435 Building $251,966 |
| 2022 | $8,088.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 547 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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