5376 Warm Spring Rd, Saint Thomas, PA 17252 Property Records

Franklin County property record for 5376 Warm Spring Rd, Saint Thomas, PA 17252

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,080 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2021)
Tax Bill	$2,829 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-M27D-20`

Property Details

APN / Parcel Number

Primary APN	`20-M27D-20`
Alternative APN	`20-0M27D-020.-000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area

Exterior

Architectural Style	Colonial
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	5376 WARM SPRING RD
City	SAINT THOMAS
State	PA
Zip	17252-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RT 995
Jurisdiction	FRANKLIN PA
Township / Civil Division	ST. THOMAS
Census Block Group	5
Census Block	5040
Census Tract	11400

Owner

5376 Warm Spring Rd is owned and occupied by an individual who bought it in July 2021.

Source: Franklin County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5376 WARM SPRING RD, SAINT THOMAS, PA 17252-9302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Apr 4, 2016 · Amount on File
Deed Document Number	202119108
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Jul 13, 2021
Property Address	5376 WARM SPRING RD, SAINT THOMAS, PA 17252-9302
Document Number	0000019108
Instrument Date	Jul 9, 2021
Instrument	202119108
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	KEYSTONE R/E SETTLEMENT SERVICES I, KEYSTONE RE STLMT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5376 WARM SPRING RD, SAINT THOMAS, PA 17252-9302

Mortgage

Document Number	0000019109
Date	Jul 13, 2021
Instrument	202119109

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5376 WARM SPRING RD, SAINT THOMAS, PA 17252-9302
Document Number	0000011377
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5376 WARM SPRING RD GREENCASTLE PA 17225, GREENCASTLE, PA 17225

Mortgage

Document Number	0000011377
Date	Jun 25, 2019
Instrument	11377

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	800 WAYNE AVE, CHAMBERSBURG, PA 17201-3810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 24, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5376 Warm Spring Rd was $2,829, up 1.3% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	St. Thomas Township
Unified School District	Tuscarora School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,829.00 (+1.25%)	$17,050 Land $350 Building $16,700
2025	$2,794.00 (+1.23%)
2024	$2,760.00	$17,050 Land $350 Building $16,700
			$17,050 Land $350 Building $16,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5376 Warm Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5376 Warm Spring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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