Elmore County property record for 5376 Kowaliga Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,383 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (May 2019) |
| Tax Bill | $536 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-25-0-000-008.003 |
| Primary APN | 06-07-25-0-000-008.003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,383 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
| Porch Area | 113 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5376 KOWALIGA RD |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC: COM AT SE COR NE 1/4 OF SEC 25 T20N R20E; N 221.74' TO BEG; W 726.47' TO SE R/W OF AL HWY 63; NE 375' ALG SAID R/W; E 4 |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 25 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 30300 |
Source: Elmore County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS INC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Jan 15, 2019 | Warranty Deed, Transfer |
| May 16, 2019 | Re-recorded Document |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2019 · Amount on Record |
| Deed Book / Page | 2019 / 23632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Document Number | 2023/12691 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 2023/12691 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
|---|---|
| Type | Bank |
| Address | ECLECTIC, AL 36024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/93623 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 2021/93623 |
| Name | ALABAMA HOME MORTGAGE LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | WETUMPKA, AL 36093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/29407 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 2019/29407 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jan 15, 2019 |
| Property Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Document Number | 2019/2180 |
| Book / Page | 2019 / 2180 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 240070, ECLECTIC, AL 36024-0012 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | May 16, 2019 |
| Property Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
| Document Number | 2019/23632 |
| Book / Page | 2019 / 23632 |
| Instrument Date | Jan 15, 2019 |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 240070, ECLECTIC, AL 36024-0012 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5376 KOWALIGA RD, ECLECTIC, AL 36024-4817 |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536.00 (+6.99%) | ||
| 2025 | $501.00 (+6.82%) | $19,780 (+6.92%) | $221,510 (+19.88%) Land $69,710 Building $151,800 |
| 2024 | $469.00 (-0.85%) | $18,500 (-0.63%) | $184,770 (-0.75%) Land $46,470 Building $138,300 |
| 2023 | $473.00 (+34.38%) | $18,617 (+34.81%) Land $4,647 Building $13,970 | $186,170 (+34.81%) Land $46,470 Building $139,700 |
| 2022 | $352.00 | $13,810 Land $3,700 Building $10,110 | $138,100 Land $37,000 Building $101,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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